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Reward Yourself with 0% on Balance Transfers!

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Dollar sign in crossed out circle icon NO Annual Fee

Reward Yourself with 0% on Balance Transfers for the Next 12 months*!

Worried about scary high balances due to high interest rates on your credit cards? With Texas Bay’s 0% on balance transfers for the next 12 months* offer, you could be looking at a smaller balance sooner rather than later!

Transferring your Balance is as EASY as 1…2…3…Did you know that you can now transfer your high interest credit card balances to your Texas Bay credit card within just a couple minutes right from your Texas Bay home banking account?


Log in to Texas Bay's online banking (from your desktop) and click on your credit card account on the account summary screen


Hover over Services in the Menu bar and click on Balance Transfers


Complete the requested information and enjoy saving money again!

How This Offer Could Help You:

  • Consolidate your debt into one credit card with 0% interest rate on your balance transfer
  • Putting more of your payment to your balance and NOT to pay off the interest allows you to pay off your debt sooner
  • Build your credit as you pay
  • Stop throwing away money on high interest rates, and start SAVING today

Don’t leave money on the table, take advantage of this offer now!

*The 0% APR Introductory Rate is good for the first 12-Months. After then, your rate will change to the rate based on your creditworthiness at the time of account opening. 0% introductory rate on balance transfers and 5.80% intro rate on purchases for 12 months from the date your account is opened. After that a standard variable APR will be 7.99% to 18.00% based on your creditworthiness. Cash Advance Fee of $10 or 3% of the amount of each transaction, whichever is greater. Balance Transfer Fee of $10 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee of up to 1% of each transaction in U .S. dollars in addition to any other applicable fee. No annual fee. Terms and conditions subject to change without notice.