Make the New Year Your Excuse to Get Financially Fit

Financial Planning

Save for Your Future

Keep Debt to Minimum

It's 2022. Let that sink in. It's a new year with new possibilities and new goals. A new YOU. Have you taken a look at your goals from last year? Are you where you wanted to be?

Finances contribute to a good chunk of how you are able to complete personal goals and dreams. In order to reach them, you need to prepare yourself with tools to reach success. There's more to finances than you may think.

As you work on yourself, you need to get your finances fit as well. Gyms are there for you to get fit, and Texas Bay is here for you to get financially fit. It's the place where you grow, build, and feel financial security. You just have to take the first step.

Take advantage of the resources your credit union provides, so you can get yourself on the road to being financially fit to fulfill your goals!

	If you're looking to save and build, try these... A Save to Win Certificate of Deposit that helps you not only build a savings, but enters you to win $5,000 every month with each $25 deposit* Open a savings account and deposit $50-$70 every month Open a Christmas Club account and create a fund to use for future Holiday shopping--keeping a separate fund for holiday shopping can help you save money for the future so you don't break your bank
	If you're looking to get back on track and eliminate debt, try these... Get rid of high interest by using the 0% Balance Transfer for the next 12 months offer** Consolidate your debt into a personal loan Meet with a team member to review your financial health and they will work with you to put together a tailor-made plan to reach your specific financial goals.
	And if you aren't sure where to start, don't worry. Just contact us with your questions or stop by a branch to speak with a team member about how to get financially fit in 2022!

* 4 entries upon opening CD. Each additional $25 deposit equals 1 additional entry. Maximum of 10 entries per month, 30 entries per quarter.

** 0% introductory rate on balance transfers and 5.80% intro rate on purchases for 12 months from the date your account is opened. After that a standard variable APR will be 7.99% to 18.00% based on your creditworthiness. Cash Advance Fee of $10 or 3% of the amount of each transaction, whichever is greater. Balance Transfer Fee of $10 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee of up to 1% of each transaction in U.S. dollars in addition to any other applicable fee. No annual fee. Terms and conditions subject to change without notice.