Holiday Helper

Let Us Be Your Holiday Helper

Need some extra cash this holiday season? Don't drain your savings! Texas Bay is here to be your holiday helper. Whether you have unexpected expenses or want to make the season a little extra cheerful, we can help you get the funds you need.


Platinum Rewards Credit Card

Apply Today

personal credit card at texas bay credit unionGet the card that checks off all the boxes on your wish list. Save money on interest rates on fees while you spend and earn cash back while you do it.


  • Enjoy low rates and no annual fee*
  • Get a special introductory rate for 12 months on balance transfers
  • Let your shopping reward you with cash back
  • Earn 2x the rewards November 21st-30th and December 19th-January 3rd
  • Protect your card with 24/7 fraud protection
  • Get your card instantly at your nearest branch

Personal Loan

Apply Today

Get the funds you need to knock out everything on your wish list. Our personal loans are designed to be a quick and simple way to get the cash you need.

Use your loan for:

  • Holiday presents
  • Vacation and holiday travel
  • A financial cushion
  • Last minute expenses
  • And more!


  • No fees
  • No pre-payment penalty
  • Repayment periods from 6-72 months**


*Standard variable APR of 10.99% to 18.00% based on your creditworthiness. APR range is current as of 11.01.22. No annual fee. Cash Advance Fee of $10 or 3% of each transaction, whichever is greater. Balance Transfer Fee of $10 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee of up to 1% of each transaction in U.S. dollars in addition to any other applicable fee. Terms and conditions subject to change without notice.

**Standard variable rate APR of 8.79% to 18.00% based on your creditworthiness. Rates current as of 11.01.22. Payment periods range from 6 to 72 months. Example Payment: $5,000 for 24 months at 10.00% APR will have a monthly payment of $230.72.

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