The more you use our services, the more you benefit!
Being a member saves you money and increases your buying power. As a member, you have access to a complete selection of time-saving and money-saving financial services – checking and savings accounts, home and auto loans, credit cards, and more – usually at a lower cost or more attractive rate than other financial institutions.
You’ll have the security of knowing that your funds are insured to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States government. Savings or checking accounts in different forms of ownership may each be separately insured; ask us for a copy of “Your Insured Funds” if you have questions.
In addition to your accounts being covered by the National Credit Union Association (NCUA) to a limit of $250,000, Excess Share Insurance (ESI) provides an additional $250,000 of savings protection to each qualifying account. Texas Bay combines your federal deposit insurance coverage with excess deposit insurance protection from ESI allowing up to $500,000 coverage; at no cost.