Certificate of Deposit (CD) Rate Specials

Make the Most of Your Money!

Take advantage of rising dividend rates and grow your money faster!

The time to save is now! With a Certificate of Deposit (CD) you can grow your money faster than with a traditional savings account and without the risk of the stock market. 

Ready to start saving? Open Your CD Today!

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By Phone
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In Person
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Have Us Contact You

Save and Soar! Open a CD and you could win a Debby Rihn-Harvey flight experience

Save even more with our limited-time rate specials*!

Bring your new deposit dollars to Texas Bay and earn more dividends on your CD with our new limited-time rate specials on three different CDs!  Pick the CD that works best for you and get a rate you'll love.

1.60% APY*

15 Month

2.20% APY*

26 Month

2.40% APY*

38 Month

Get Big Returns on Big Savings

Blue, white, and orange striped graphic. Get the biggest savings on our biggest CD. 3.71% APY. 60-month term. $50,000 minimumGet more bang for your buck with the Best of the Best!


*APY= Annual Percentage Yield. APY accurate as of 09.01.2022. Limited time offer. Accounts must be opened with new money and not transferred from existing Texas Bay accounts. Minimum opening deposit of $5,000. Rates subject to change without notice. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts. Dividends are paid monthly. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.

** CALLABLE CERTIFICATE OF DEPOSIT - We may redeem this account, at our option, at any time. These accounts may be subject to redemption, or called, on a specified date or dates prior to the maturity date, at our sole discretion. If the account is called, you will be paid the outstanding principal amount and dividends accrued or accredited up to, but not including, the call date. The first callable date is 90 days from the issue date and may be called every 6 months thereafter. APY= Annual Percentage Yield. APY accurate as of 09.01.2022. Limited time offer. Rates subject to change without notice.