Monthly Special Offers

December 2023

Holidays You Will Cheer For

As you begin shopping for all the holiday feasts and festivities, let Texas Bay help finance them! With a Texas Bay Platinum Rewards Mastercard or Personal Loan, you can relax and know you won't be breaking the bank this holiday!
  • Great for checking off that holiday wish list
  • Cash back rewards
  • No annual fee1
  • Get your card instantly printed at any branch
  • Great for larger holiday purchases and travel 
  • No pre-payment penalty
  • No fees
  • Extended terms up to 72 months2 


For each qualifying transaction, $1 is donated to charity and 1 sweepstakes entry is awarded. Up to $50,000 will be donated to one of two charities:

Operation Gratitude provides opportunities to send care packages to military and first responders to express gratitude and help boost morale and resilience.

Good360 partners with a network of more than 57,000 charities to help 100 million people annually around the world.


Login to your Texas Bay account via a browser or your phone and each qualifying transaction you make enters you into the drawing for $5,000!

Qualifying Transactions:
  • Sign up for mobile banking! 
  • Manage your debit card; turn it off and on as needed.
  • Zelle payments to businesses or transfers to friends and family!
Don't have the app on your phone? Download it today!

Visit for additional sweepstakes details.

Double Your Cash Back this Holiday

For that last minute shopping spree!
Take advantage of DOUBLE the Cash Back by using your
Texas Bay Platinum Rewards Mastercard starting December 15th through January 2nd!

Do something great for a friend and get rewarded!

Invite a friend to open a new checking account with Texas Bay, and you'll both earn $254 when they mention your referral code when opening an account.

Send our your personal referral code today!

1 Standard variable APR of 14.74   % to 18.00% based on your creditworthiness. Rates current as of 04/01/24   . Cash Advance Fee of $10 or 3% of the amount of each transaction, whichever is greater. Balance Transfer Fee of $10 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee of up to 1% of each transaction in U.S. dollars in addition to any other applicable fee. No annual fee. Terms and conditions subject to change without notice.
2 Standard variable APR of 9.04   % to 18.00% based on your creditworthiness. Rates current as of 04/01/24   . Payment periods range from 6 to 72 months. Example Payment: $5,000 for 24 months at 14.00% APR will have a monthly payment of $240.06.
3 Season of Giving and Receiving Sweepstakes. NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes starts at 12:00:01 a.m. ET on 11/01/23 and ends at 11:59:59 p.m. ET on 12/31/13. Open to legal residents of the 50 United States and DC including the territories of Guam and Saipan who are 18 years of age and older and are registered account holders at a participating financial institution.  To receive one (1) entry by mail, hand-print on a 3-1/2" x 5" postcard: "Season of Giving and Receiving Sweepstakes", full name, full mailing address, day and evening phone numbers, email address (if any) and date of birth and mail to: "Season of Giving and Receiving Sweepstakes" C/O MRI, PO Box 3849; postmarked by 01/02/24 and received by 01/09/24. Void where prohibited. For Official Rules, visit Sponsor: Fiserv Solutions, LLC, 255 Fiserv Dr, Brookfield, WI 53045. Data charges may apply. Check with your mobile phone carrier for details. App Store is a service mark of Apple, Inc. Apple and the Apple logo are trademarks of Apple, Inc, registered in the US and other countries. Android, Google Play, and the Google Play logo are trademarks of Google, Inc. Copyright @2023 Texas Bay Credit Union. All rights reserved. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. THIS PROMOTION IS IN NO WAY SPONSORED, ENDORSED OR ADMINISTERED BY OR ASSOCIATED WITH EARLY WARNING SERVICES, LLC OR ZELLE®.
4 Receive a certificate redeemable for a $25 gift card. Annual Percentage Yield of checking accounts ranges from 0.00% APY to 0.15% APY. Time Requirement. Minimum deposit of $50 to open account and obtain bonus.