Business Loans

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Finance Your Texas Company With A Business Loan

A simple way to get quick access to cash for your business

As your financial partner, Texas Bay is here to help your business get to the next level and weather unexpected storms. Whether you need cash to start your business, expand your business, or pay off unexpected expenses, our business loans are designed to get the cash you need in your hands quickly.

Use your business loan to...

  • Purchase equipment

  • Purchase inventory

  • Expand locations

  • Expand products and services

  • Advertise your business

  • Pay unexpected expenses

  • And MORE!

No matter what your business faces, we can help with a business loan. 

Texas Bay is happy to offer local businesses a line of credit up to $20,000. Having a reliable source of funding is what keeps a business running.  There is no need to re-apply each time you need to access cash. A line of credit does not require collateral and can be used for a purchasing equipment, inventory, advertising and a multitude of other purposes, including overdraft protection on your checking account. You will have quick access to cash when you need it. Use your line of credit for emergencies and other unexpected expenses your business faces. As you make loan payments, your borrowing power replenishes.

Looking to expand your locations or open your first location? Texas Bay has commercial real estate loans for your growing business within the Greater Houston Area. When partnering with Texas Bay you can expect friendly professional service, low rates and flexible terms.

Interested, but not quite sure what is the best option for your business?

No problem! Our Financial Service Representatives are here to help answer your questions and assist you in narrowing down which option best fits your business.


Membership eligibility required. Relationship Product Discounts lower your rate up to a .50% reduction from the standard rate. The standard rate is based on your credit at the time of application. Discounts per product vary. A combination of products reach up to .50% rate reduction.
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