Business Credit Card

Credit for your business needs

Elevate your business's buying power.

With a Texas Bay Platinum Rewards Credit Card, you can keep your personal and business buying separate. Enjoy all the benefits of a Texas Bay credit card while growing your business.

Benefits Features
No Annual Fee 24/7 Fraud Protection
Earn 1.5 points for every $1 spent Digital Wallet capability through Apple Pay, Google Pay and Samsung Pay
Same day card issue at all Texas Bay branch locations Mitigate fraud and set spending limits from your mobile app
Mastercard Digital Merchant Offers Identity Theft Alerts
Mastercard Easy Savings® Program Access to cash at ATMs worldwide

EMV Chip Technology

Mastercard ID Theft Protection™

Mastercard Global Service™

MasterRental Insurance Coverage

Are you leaving the country? Let us know!

Due to significant fraud originating from foreign countries, Texas Bay Credit Union protects cardholders by limiting transactions outside of the U.S.A. If you plan to use your Texas Bay Platinum Rewards Credit Card while traveling or purchasing merchandise from a foreign country, please contact Texas Bay Credit Union in advance.

There are two ways to contact us about your plans before you leave the country.

1. Login to your Online Banking or Mobile Banking App and select Profile > Secure Form > Add Travel Plan, then complete the form with your travel information and click "Submit"

2. Call us at (713) 999-4152 during business hours.

Please provide the following information when you call:
  • Credit Card number that you will be using when traveling
  • Contact phone number
  • Dates of travel and destination(s)
Not contacting Texas Bay before conducting transactions with your credit or debit card outside of the U.S.A. may result in a temporary block. We want to be sure you are covered during your travels.

This document is also provided upon opening a new credit card account at Texas Bay.