Texas Bay Credit Union

Make Your Holidays Happier!

Need some extra cash this holiday season? Don't drain your savings! Let us be your holiday helper and get the funds you need with a Texas Bay personal loan.

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Simplify Your Spending

 Stop wasting money on high interest credit cards. Now, enjoy 0% APR for 12 months when you transfer your balance to a Texas Bay Platinum Rewards Credit Card. Plus, enjoy great rates and no annual fee!

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We Are Houston's #1 Rated Credit Union

We truly care about our members! Our goal is to arm you with tailor-made solutions to set you up for success in reaching your goals and aspirations.

What makes us #1

The Latest News and Trends at Texas Bay Credit Union


 Featured Rates

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APR as low as

Auto Loans

2.49%

APR as low as

Home Equity

2.99%

APY for 60 Months

Certificate of Deposit

0.50%

APR as low as

Personal Loans

6.29%

Texas Bay is Here for Every Stage in Life

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News from the Bay

Shopping during the holidays can be stressful and nerve wrecking, but if you know the right tricks, you can save a lot of money! Our CEO and President, Jesse Gutierrez, partnered with Houston Chronicle to give us his tips on how to use your credit card wisely and save money while you shop! 
Has your home been working hard for you? With home's values increasing, it's time to take advantage of all your home has to offer. Home is where you spend most of your time, eating, sleeping, spending time with family, living. You deserve to use your home to your advantage. 
Worried about scary high balances due to high interest rates on your credit cards? With Texas Bay's 0% on balance transfers for the next 12 months* offer, you could be looking at a smaller balance sooner rather than later!
Texas Bay is once again teaming up with UPVETS this holiday season to bring smiles to Houston area kids on Christmas Day! Now through December 8th, we will be collecting unwrapped toys and monetary donations at all of our 9 branches. 
Sailboat cut out.