Texas Bay Credit Union

Fast. Safe. Easy.

Now available in our mobile app and online! Zelle® is a convenient way to send money directly between bank accounts in the U.S. Members now have an easy way to send money to family and friends from our app and online banking platform, no matter where they bank!

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Why Stay in the Stands When You Can Step on the Field?

As the official credit union of the Houston Astros, we're here to help you celebrate baseball season with the experience of a lifetime! One lucky winner will get the Astros VIP experience and get to throw out the first pitch at an Astros game!

Enter to WIN

Make Move in Day Even Better with the Great Summer Mortgage Giveaway!

Close on your mortgage this summer and be entered to win $1,000 in gift cards!

Earn your chance to win

The Latest at Texas Bay


Rate Highlights

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APR as low as

Auto Loans

2.49%

APR as low as

Home Equity

2.99%

APY for 60 Months

Certificate of Deposit

0.50%

APR as low as

Personal Loans

6.29%

Texas Bay is here for every stage in life

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News from the Bay

As Houstonians navigate their way through the most competitive home buying market in recent memory, you should have a partner by your side that makes your home buying goals their goals. The Texas Bay Mortgage department is ready to do just that to help you get into the home of your dreams with a mortgage you can love! Plus, once we get you into your new dream home, we want to make move-in day a little easier with our June giveaway!
Choosing who to trust with your hard-earned money is an important decision. While there are many financial institutions to choose from, one of the first decisions to make is whether to choose a bank or a credit union. Our VP of Branches, Brandy Guzman partnered with the Houston Chronicle to explain the differences between a credit union and a bank and what you should keep in mind when deciding who to trust with your financial journey.
Buying your first home can be overwhelming. What are the first steps? When should you start looking for a home? Is owning really better than renting? Our VP of Mortgage, Roseanna West partnered with the Houston Chronicle to answer your questions.
Running a business can be difficult. From managing employees to building a client base to navigating taxes, there’s a lot to do. Plus, since you have to spend money to make money, you also have to manage your business’s spending. A Texas Bay Business Platinum Rewards credit card can help take the weight off your shoulders and simplify your spending. 
Sailboat cut out.