Texas Bay Credit Union

Get Financially Fit!

Are you ready to reach your financial goals? Start by consolidating your debt and saving money with a Texas Bay Personal Loan!

Learn More

Simplify Your Spending

Stop wasting money on high interest credit cards and start saving! Enjoy 0% APR for 12 months when you transfer your balance to a Texas Bay Platinum Rewards Credit Card. Plus, enjoy great rates and no annual fee!

Get Started


Texas Bay is Giving Back!

We're proud to announce the 2022 Texas Bay Scholarship! Are you or someone you know graduating from high school this year? Submit your application for a chance to be one of three winners!

The Latest News and Trends at Texas Bay Credit Union

 Featured Rates

View All Rates

APR as low as

Auto Loans


APR as low as

Home Equity


APY for 60 Months

Certificate of Deposit


APR as low as

Personal Loans


Texas Bay is Here for Every Stage in Life

Swipeto see more

Swipe Indicator

News from the Bay

Shopping during the holidays can be stressful and nerve wrecking, but if you know the right tricks, you can save a lot of money! Our CEO and President, Jesse Gutierrez, partnered with Houston Chronicle to give us his tips on how to use your credit card wisely and save money while you shop! 
Has your home been working hard for you? With home's values increasing, it's time to take advantage of all your home has to offer. Home is where you spend most of your time, eating, sleeping, spending time with family, living. You deserve to use your home to your advantage. 
Worried about scary high balances due to high interest rates on your credit cards? With Texas Bay's 0% on balance transfers for the next 12 months* offer, you could be looking at a smaller balance sooner rather than later!
Texas Bay is once again teaming up with UPVETS this holiday season to bring smiles to Houston area kids on Christmas Day! Now through December 8th, we will be collecting unwrapped toys and monetary donations at all of our 9 branches. 
Sailboat cut out.