Texas Bay Credit Union

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Celebrating 85 Years

We take pride in being your financial partner over the past 85 years and helping many of our members achieve their financial dreams. We are so excited to be celebrating our 85th Anniversary!

Thank You Houston!

Make Move in Day Even Better with the Great Summer Mortgage Giveaway!

Close on your mortgage this summer and be entered to win $1,000 in gift cards!

Earn your chance to win

We are the #1 Google Rated Credit Union in Houston

Because of you, our amazing members, Texas Bay is excited to announce that we are the #1 reviewed credit union! Compared to all Houston-based credit unions we hold the highest Google rating average of 4.64, the good news doesn't stop there, we have received over 900 reviews complementing our team and Texas Bay! That's over 300 more reviews than the next Houston credit union. THANK YOU to all who have taken the time to leave us your heartfelt reviews!

A Step Above the Rest

The Latest at Texas Bay



Rate Highlights

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APR as low as

Auto Loans

2.49%

APR as low as

Home Equity

2.99%

APY for 60 Months

Certificate of Deposit

0.50%

APR as low as

Personal Loans

7.49%

Texas Bay is here for every stage in life

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News from the Bay

As Houstonians navigate their way through the most competitive home buying market in recent memory, you should have a partner by your side that makes your home buying goals their goals. The Texas Bay Mortgage department is ready to do just that to help you get into the home of your dreams with a mortgage you can love! Plus, once we get you into your new dream home, we want to make move-in day a little easier with our June giveaway!
Brett Bertrand and Chris Dangerfield are the high-energy entrepreneurs and co-founders of Moto U, and its subsidiary Refresh your Ride. Together with their two other partners, Alan Daly and Pete Cushman, they’re building a business in an industry where rapidly learning and adapting to change is a way of Pivoting to Success.
Buying your first home can be overwhelming. What are the first steps? When should you start looking for a home? Is owning really better than renting? Our VP of Mortgage, Roseanna West partnered with the Houston Chronicle to answer your questions.
Running a business can be difficult. From managing employees to building a client base to navigating taxes, there’s a lot to do. Plus, since you have to spend money to make money, you also have to manage your business’s spending. A Texas Bay Business Platinum Rewards credit card can help take the weight off your shoulders and simplify your spending. 
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