Texas Bay Credit Union

What Dreams Can Your Home Unlock?

You worked hard for your home. Now let your home work for you! Finance life's next big expense and tap into your home's value with a Home Equity Line of Credit.

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Simplify Your Spending

 Stop wasting money on high interest credit cards. Now, enjoy 0% APR for 12 months when you transfer your balance to a Texas Bay Platinum Rewards Credit Card. Plus, enjoy great rates and no annual fee!

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We Are Houston's #1 Rated Credit Union

We truly care about our members! Our goal is to arm you with tailor-made solutions to set you up for success in reaching your goals and aspirations.

What makes us #1

The Latest News and Trends at Texas Bay Credit Union


 Featured Rates

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APR as low as

Auto Loans

2.49%

APR as low as

Home Equity

2.99%

APY for 60 Months

Certificate of Deposit

0.50%

APR as low as

Personal Loans

6.29%

Texas Bay is Here for Every Stage in Life

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News from the Bay

Choosing who to trust with your hard-earned money is an important decision. While there are many financial institutions to choose from, one of the first decisions to make is whether to choose a bank or a credit union. Our VP of Branches, Brandy Guzman partnered with the Houston Chronicle to explain the differences between a credit union and a bank and what you should keep in mind when deciding who to trust with your financial journey.
Texas Bay is excited to announce that Zelle® is now available through our mobile app and online banking. No checks. No cash. No hassle. Zelle® makes sending and receiving money to friends and family fast, safe, and easy.
Buying your first home can be overwhelming. What are the first steps? When should you start looking for a home? Is owning really better than renting? Our VP of Mortgage, Roseanna West partnered with the Houston Chronicle to answer your questions.
Running a business can be difficult. From managing employees to building a client base to navigating taxes, there’s a lot to do. Plus, since you have to spend money to make money, you also have to manage your business’s spending. A Texas Bay Business Platinum Rewards credit card can help take the weight off your shoulders and simplify your spending. 
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