Texas Bay Credit Union

We are the #1 Google Rated Credit Union in Houston

Because of you, our amazing members, Texas Bay is excited to announce that we are the #1 reviewed credit union! Compared to all Houston-based credit unions we hold the highest Google rating average of 4.64, the good news doesn't stop there, we have received over 900 reviews complementing our team and Texas Bay! That's over 300 more reviews than the next Houston credit union. THANK YOU to all who have taken the time to leave us your heartfelt reviews!

A Step Above the Rest

Minute Maid Park

Baseball is back and we are ready to cheer on our Houston Astros!

As the official credit union of the Houston Astros, Texas Bay, wants to give one lucky Astros fan the ultimate fan experience!

Earn your chance to win

Couple on sailboat.

There is no "I Can't" at Texas Bay Credit Union

We truly care about our members! Our goal is to arm you with tailor-made solutions to set you up for success in reaching your goals and aspirations..

 Find your solution

The Latest at Texas Bay


Rate Highlights

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APR as low as

Auto Loans

2.49%

APR as low as

Home Equity

2.99%

APY for 60 Months

Certificate of Deposit

0.50%

APR as low as

Personal Loans

7.49%

Texas Bay is here for every stage in life

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News from the Bay

Ready to buy a home, but not sure where to start? Wish you could get advice from the experts? Look no further than our Mortgage Webinar! Learn how to navigate the home-buying journey from finding your dream home to financing it to protecting it.
While many could benefit from a personal loan, most are unsure how exactly they work or what to look for. To help solve this, our President and CEO, Jesse Gutierrez sat down with the Houston Chronicle to answer questions and discuss misconceptions surrounding personal loans.
Running a business can be difficult. From managing employees to building a client base to navigating taxes, there’s a lot to do. Plus, since you have to spend money to make money, you also have to manage your business’s spending. A Texas Bay Business Platinum Rewards credit card can help take the weight off your shoulders and simplify your spending. 
Texas Bay is now offering members a smarter way to save with a Save to Win Certificate of Deposit (CD). Save to Win is a national prize-linked savings program that has awarded $200 million to credit union members across the nation over the past 10 years.
Sailboat cut out.

You found the perfect home

Now it's time to get the perfect mortgage and begin to enjoy your dream home.

Mortgages Made for you

Try Our NEW User-Friendly, Online Car Buying Service!

Search new & used vehicle inventory, watch virtual test drive videos, get estimated payments, & MORE!

Find my next car

Credit Card balance have you feeling unbalanced?

Transfer high interest debt to a Texas Bay credit card and enjoy 0% interest for 6 months.

Lower your debt today