Texas Bay Credit Union
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News from the Bay
Challenges faced by low-income individuals in obtaining a mortgage can include strict credit score requirements, limited down payment options, and income limitations. Despite these challenges, there are steps low-income individuals can take to make home ownership a reality. The Houston Chronicle sat down with Texas Bay's Osman Ulhaq, VP of Strategic Growth & Development to discuss this topic.
Texas Bay is pleased to announce our five 2023 scholarship winners. Each will receive $2,500 towards their Fall 2023 Semester expenses. Join us in congratulating these well-deserved graduating students. We wish them luck on their journey.
Reasons to Consider Refinancing Your Mortgage
For many homeowners in Houston, refinancing their homes can be a smart financial move. With the current low-interest rates and rising home values, refinancing can save homeowners thousands of dollars in interest over the life of their mortgage.
There are quite a few misconceptions about Certificates of Deposit (CDs) and many don't think they are in a financial position to take advantage of this investment tool. Texas Bay debunks these myths and explains why CDs are for everyone!
