Texas Bay Credit Union

Low Rates Are Closer Than You Think

Leave your car in the rearview and start your summer off with a brand-new ride! With low rates, no payments for 90 days, and a fast & easy application process, there's no reason to wait!  

find my next car

Lock-In Your Rate Now!

Take advantage of our limited-time mortgage rate sale! With low rates and an award-winning mortgage team by your side, you can make your dream home a reality. Act quickly; this offer ticking away!

Find the right mortgage for you

Skip & Play!

It's that time of year again! Skip your qualifying loan payment for July 2025 and use the extra cash to enjoy the summer sun. Whether you plan a weekend getaway, buy new patio furniture, or catch up on expenses, you can keep more money in your pocket this month. Apply today!

skip my payment

car icon with accent wheels

How can we help you today?

The Latest News and Trends at Texas Bay Credit Union

i
Trustpilot

 Texas Bay Credit Union's Rates

View All Rates

APR as low as

Auto Loans

4.64%

APR as low as

Home Equity

5.59%

APY for 6 Months

Certificate of Deposit

Up to 4.28%

APY for 12 Months

Certificate of Deposit

Up to 4.07%

Texas Bay is Here for Every Stage in Life

College woman holding notebooks.

Student

Woman on back of boat.

Me

Mom and baby in nursery.

Parent

Business man.

Professional

Mature man trimming plants.

Retirement

News from the Bay

4
Checking

10 Things Teens Should Know About Their Checking Account

As teens begin to manage their own money—whether it's from a summer job, allowance,...
Home

The Do’s and Don’ts of a Home Equity Loan

A home equity loan is a powerful financial tool that allows homeowners to borrow ag...
Savings

How to Teach Kids (7-14) to Budget and Save

April is Youth Financial Literacy Month and the perfect time to start teaching your ...
Home

Affordable Homeownership with an FHA Loan

Making Homeownership Achievable with an FHA Loan For many aspiring homeowners, purc...
Texas Bay Credit Union Sailboat cut out.