Texas Bay Credit Union

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Why just watch a Houston Astros game when you could step on the field and be a part of it! You could WIN the Astros VIP Experience and get to throw out the first pitch at an Astros game!

Get Home Sooner!

Can't wait to move into your dream home? With 100% financing, you don't have to wait to save up for a down payment before closing on your home!

Grow Your Tax Refund!

Take advantage of our high dividend rates and get more out of your tax refund with a Texas Bay Certificate of Deposit.

The Latest News and Trends at Texas Bay Credit Union

 Texas Bay Credit Union's Rates

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APR as low as

Auto Loans


APR as low as

Home Equity


APY for 12 Months

Certificate of Deposit

Up to 5.33%

APY for 24 Months

Certificate of Deposit

Up to 5.69%

Texas Bay is Here for Every Stage in Life

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News from the Bay

In the Houston area, the average price of a new home is around $400,000. For most people, this is the biggest purchase they will ever make in life. Complicating the matter further, there are numerous laws and regulations revolving around how mortgages are done that can easily turn the entire topic into a foreign concept. Here to break down this extremely complex financial subject is Logan Cates, Assistant Vice President of Mortgage at Texas Bay Credit Union.

Texas Bay delves into the dynamic world of internships through the dual lenses of interns and employers, shining a spotlight on the transformative journey experienced by both parties. In this post, we navigate through the intricacies of internships, offering insights into Texas Bay's esteemed internship program. From the perspective of interns, we explore the invaluable opportunities for growth, learning, and professional development. Simultaneously, we delve into the perspective of employers, unveiling the strategic benefits and profound impact of nurturing emerging talent within the organization. Join us as we unravel the symbiotic relationship between interns and employers within the framework of Texas Bay's internship program,  aspirations transform into accomplishments.

Home equity loans offer a viable option for homeowners to access cash by borrowing against the equity they've built up in their home. Understanding home equity loans is crucial to making informed financial decisions, whether for a major renovation, consolidating debt, or covering significant expenses.
Floods are among the most common and costly natural disasters, causing significant damage to homes and properties every year. Yet, many homeowners and renters underestimate the importance of having adequate flood insurance coverage. In this article, we'll delve into why flood insurance is essential for both homeowners and renters, highlighting the risks, coverage options, and the peace of mind it can provide in the face of unpredictable weather events.
Texas Bay Credit Union Sailboat cut out.