Texas Bay Credit Union

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Texas Bay is nominated for the Houston Chronicle's Best of the Best credit union, financial planning/investment service, mortgage lender, and insurance agent! Vote once per day, everyday now through May 30th and help us defend our Best of the Best title.

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Get into your dream home even faster! With a Quick Close Mortgage from Texas Bay, you can close on your new home in just 15 business days.

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APR as low as

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APR as low as

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APY for 12 Months

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APY for 60 Months

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News from the Bay

Challenges faced by low-income individuals in obtaining a mortgage can include strict credit score requirements, limited down payment options, and income limitations. Despite these challenges, there are steps low-income individuals can take to make home ownership a reality. The Houston Chronicle sat down with Texas Bay's Osman Ulhaq, VP of Strategic Growth & Development to discuss this topic.
Texas Bay is pleased to announce our five 2023 scholarship winners. Each will receive $2,500 towards their Fall 2023 Semester expenses. Join us in congratulating these well-deserved graduating students. We wish them luck on their journey.
Reasons to Consider Refinancing Your Mortgage
For many homeowners in Houston, refinancing their homes can be a smart financial move. With the current low-interest rates and rising home values, refinancing can save homeowners thousands of dollars in interest over the life of their mortgage.
There are quite a few misconceptions about Certificates of Deposit (CDs) and many don't think they are in a financial position to take advantage of this investment tool. Texas Bay debunks these myths and explains why CDs are for everyone!
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