Texas Bay Credit Union

Get Paid 2 Days Early!

With a Texas Bay checking account you can get paid 2 days early with direct deposit. Plus, get Texas-sized savings with Texas Bay Perks!

Watch Your Savings Soar!

Take advantage of our never-before-seen Certificate of Deposit (CD) rates and watch your money work for you! Whether you're planning to save for years or want something short-term, the time to start is now!

No Games. Just Results!

Get into your dream home even faster! With a Quick Close Mortgage from Texas Bay, you can close on your new home in just 15 business days.

The Latest News and Trends at Texas Bay Credit Union

 Texas Bay Credit Union's Rates

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APR as low as

Auto Loans


APR as low as

Home Equity


APY for 12 Months

Certificate of Deposit

Up to 5.48%

APY for 24 Months

Certificate of Deposit

Up to 5.69%

Texas Bay is Here for Every Stage in Life

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News from the Bay

Saving money is an essential part of achieving financial stability and securing a brighter future. While it may seem daunting at first, building your savings can become a gratifying journey with the support and guidance of a credit union. As a trusted financial partner, Texas Bay Credit Union is committed to helping its members grow their money wisely. Let’s explore valuable tips and strategies that will empower you to make the most of your savings and achieve your financial goals. 

Strategies to Slash Debt, Boost Your Credit Score, and Stay on the Path to Success
In challenging economic times, many people find themselves burdened with debt and face difficulties in managing their finances effectively. Whether the problem is credit card debt or other piled-high balances that seem hopeless, finding strategies to consolidate debt and improve your credit score is crucial to achieving long-term financial stability.
In a world where financial institutions strive for excellence, Texas Bay Credit Union stands as a shining example of unwavering dedication and outstanding achievements. This year, we are overjoyed to share the remarkable journey of our unprecedented success and the prestigious awards that adorn our name.
Back-to-School Savings Tips
As the relaxing days of summer begin to fade, the excitement of a new school year approaches. It's that time of the year when parents and students gear up for back-to-school shopping. Texas Bay Credit Union understands the financial strain that this season can bring, which is why we are committed to helping our members save money this fall. We will explore the benefits of the tax holiday, share some valuable money-saving tips, and highlight how Texas Bay Credit Union can be your financial ally for the back-to-school season.
Texas Bay Credit Union Sailboat cut out.