Texas Bay Credit Union

Check Off Your Fall Bucket List!

Whether your fall plans involve having some fun around Houston or traveling to somewhere where the leaves change, we can help you fund them with a low rate personal loan.


Our Rates Are Falling!

Take advantage of our limited-time reduced rates and get into your dream home for less!


Think Life Insurance Is Too Expensive?

Think again! Our award-winning insurance team is here to help you get the coverage you need to protect your loved ones at a price that works with your budget.

The Latest News and Trends at Texas Bay Credit Union


 Texas Bay Credit Union's Rates

View All Rates

APR as low as

Auto Loans

4.64%

APR as low as

Home Equity

6.65%

APY for 12 Months

Certificate of Deposit

Up to 4.70%

APY for 24 Months

Certificate of Deposit

Up to 5.17%

Texas Bay is Here for Every Stage in Life

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News from the Bay

When life throws you a financial curveball, having an emergency fund can be the difference between making it through with minimal disruption or facing a financial disaster. Having money set aside for unexpected expenses is essential, and Texas Bay Credit Union is here to help.

When you hear “life insurance,” do you picture a luxury reserved for the wealthy? You’re not alone. A staggering 49% of Americans don’t have life insurance, and millions more are underinsured. The primary reason? Most people believe they simply can’t afford it. In fact, the number one misconception about life insurance is that it’s too expensive. But here’s the truth: 78% of people overestimate the cost of life insurance,

When it comes to managing your finances, understanding the differences between revolving credit and installment loans is crucial. Each type of credit has its unique features, benefits, and potential drawbacks, which can significantly impact your financial health. At Texas Bay Credit Union, we aim to provide our members with the knowledge they need to make informed decisions about their financial future. In this comprehensive guide, we will explore the ins and outs of revolving credit and installment loans, helping you determine which option is best suited to your needs.

 As a new college student, managing your finances can be overwhelming. However, with effective budgeting and financial planning, you can smoothly transition into academic life and enjoy your first year without financial worry. Let Texas Bay Credit Union provide you with essential back-to-school financial tips to help you navigate your first year in college with confidence and financial stability.

Texas Bay Credit Union Sailboat cut out.