Why Join Texas Bay Credit Union?
Texas Bay Credit Union is here to help you reach your financial dreams. Since 1936, our goal has been to benefit our community and help our members improve their overall financial wellness. Texas Bay is more than a place to store your money. It's a place to grow financially and achieve dreams you hadn't imagined before.
Credit unions are not-for-profit organizations. Our profits are reinvested in our members through reduced fees, reduced loan rates, and higher dividends. We're also member-owned. By joining, you can vote on who sits on the board of directors and help shape the future of Texas Bay.
You'll have the security of knowing that your funds are federally insured by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. Government. Your funds are insured up to $250,000, an amount equal to the insurance offered by the FDIC. Additionally, Excess Share Insurance (ESI) provides an additional $250,000 of savings protection, allowing you up to $500,000 in total coverage, at no cost.
Benefits and Products
Members enjoy access to over 55,000 surcharge-free ATMs through the AllPoint Network.
Who Can Join?
Texas Bay's field of membership includes people, business, and other legal entities who:
- Live, work, worship, attend school, or are based in Harris County, Montgomery County, or Fort Bend County
- Live, work, worship, attend school, or are based within a ten-mile radius of any Texas Bay branch location
- Are associated with one of our select employer groups
Once, you become a member, you're a member for life, even if you move out of the field of membership!