Insurance Options and Plans in Houston, Texas

Whatever your needs are, Texas Bay Insurance Group has it covered

We value your membership at Texas Bay Credit Union and we want to help with all of your financial needs. This includes finding the right insurance to fit your situation. Texas Bay Insurance Group offers a blend of coverage options that can be individualized to you.

With a comprehensive offering of coverage to meet your needs, responsive customer service, and agents inside the credit union to help you choose and customize your options, we make it easy to protect what matters most to you. To learn about the insurance options available through Texas Bay, or if you just have a few questions, you can reach out to one of our experienced insurance representatives!

Insurance Representatives

Lorrie Freeman
Janette Cisneros
*Asistencia para miembros de habla hispana

Car, Classic Car, Motorcycle & ATVs


Texas Bay not only offers a wide range of affordable auto coverage options. We offer insurance on motorcycles, classic cars, and off-road vehicles as well! These insurance plans are competitively priced to offer you the best plans for the best rates. When was the last time you checked your policy? Are you getting enough coverage? What about too much? And are you paying too much?

Have a teen driver? Ask about our teen driver discounts!

Contact us today and let us review your policy for free!



Your home is your most important financial asset. Why not protect that asset with a partner you already trust? The Texas Bay Insurance Group offers a wide range of home insurance coverages that can be tailored to your budget and needs. Home policies do not include everything, like flood insurance or other disasters. Make sure you have the coverage you need.

Contact us today for a free quote and coverage evaluation!



Our members are what makes Texas Bay great. We want to protect more than just your finances. Protecting you and your family is just as important. You will be able to choose from a wide variety of carriers and coverage options for the plan that works best for you. Life insurance is the ultimate protection for your family in event of the worst-case scenario. Provide your family with a tax-free way to pay for funeral costs, outstanding mortgage payments, and other unpaid debts.

Contact us today to talk about coverage options that might be right for you!



Most landlords and management companies require renter’s insurance and we can get you covered. And even if they don’t, it’s a good idea, because their insurance won’t cover your personal belongings if something should happen. Renters may need flood insurance, too. Again, the landlord’s policy may not cover you in the event of a natural disaster. Let us help you figure out what you need and get it for you at the best price!

Contact us to discuss your insurance needs as a renter.

RVs & Watercraft


Enjoy life on the road or on the water without worries. Texas Bay Insurance Group can provide the right insurance coverage for the right price for your RV or watercraft. That includes all forms of RVs, trailers, boats, jet skis, and more. Don’t think you need coverage for your watercraft? Even if it is paid off, you could face liability claims. Coverage is cheap, court is not.

Contact us for a free quote today.



Do you have renters? You need landlord insurance! Generally, there are two types of policies you should consider: property and liability protection. Both help protect you from financial losses. But there are other options such as vandalism, burglary, and more. Let our award-winning team help you determine just what you need and get you covered at a reasonable price.

Contact us today to discuss your landlord insurance needs.



Umbrella liability insurance covers what other policies don’t such as injuries, property damage, certain lawsuits, and personal liability situations. This is for individuals, landlords, and businesses who want to make sure they are fully covered in the event the worst happens.

Contact us to see if umbrella coverage is for you.



Texas Bay offers many types of commercial insurance products like general liability, professional liability, property, home-based business, product liability, business interruption, and more. Your business is important to you, so it’s important to us and we want to help you protect it.

Contact us today for your business insurance quote.

TruStage Insurance


For our members who are looking for a more budget friendly life insurance plan, TruStage might just be right for you. Customizable option plans work well with members who may not know what they fully want or how they will pay for coverage.

TruStage is underwritten by CMFG Life Insurance Company, which is rated "A" (Excellent) as of February 2017 by A.M. Best, an independent rating service that evaluates financial stability and operating performance. "A" is the third-highest of 16 ratings.

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Proof of Insurance and Why It's Important

Proof of insurance is a document from the insurance company stating that the respective party,  home, or vehicle has the proper insurance coverage. Texas Bay requires any loan that is secured by either a home or vehicle to be covered under an insurance plan. Comprehensive and collision coverage is required on all vehicle loans until paid in full. Acceptable Hazard insurance is required on all Real Estate loans, including Home Equities until paid in full. If you have had any changes or need to update your insurance information, you can submit your information online following the link below.

Texas Bay Insurance Group, LLC is an insurance company solely owned by Texas Bay Credit Union, powered by CU Financial Group, which provides insurance products at the best rate and with reliable coverage through trusted carriers. Contact one of Texas Bay's knowledgeable insurance representatives today to learn about the full range of coverage options, and talk about a plan for you.

Lorrie Freeman
Janette Cisneros
*Asistencia para miembros que hablan español


2 TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or  guaranteed by your credit union. © 2017 TruStage Insurance Agency