Reward Yourself with...
The credit card that checks off all the boxes on your wish list.
Have you wished for a card that you could get instantly the same day you apply? How about a card that allows you to conduct contactless payments? What about a card that allows you to earn bonus points almost every month, to redeem for awesome rewards? Who doesn’t worry about fraud? Have you wished you could turn your card off and on to help prevent fraud?
Texas Bay is excited to offer two cards that do all that and more with absolutely NO annual fee!
Look no further than Texas Bay for your new credit card that REWARDS YOU!
|No Annual Fee||24/7 Fraud Protection|
|Earn 1 point for every dollar spent with monthly special double point days||Digital Wallet capability through Apple Pay, Google Pay and Samsung Pay|
|Same day card issue at all Texas Bay branch locations||Mitigate fraud and set spending limits from your mobile app|
|Identity Theft Alerts|
|Zero Liability when you notify us promptly of suspected fraud at 866.299.7470|
|Access to cash at ATMs worldwide|
|EMV Chip Technology|
|Mastercard ID Theft Protection™|
|Mastercard Global Service™|
Texas Bay Platinum Mastercard
Finally, a credit card that fits all your needs! Along with all the exciting benefits that come with your Platinum Rewards Mastercard you will also enjoy:
- 0% APR* - 12-month Introductory Balance Transfer Rate**
- Great Rates
- Easy Balance Transfers – transfer balances for credit cards and other debts to a low-rate credit card anytime, anywhere from our online banking platform .
This document is also provided upon opening a new credit card account at Texas Bay.
**The 0% APR Introductory Rate is good for the first 12-Months. After then, your rate will change to the rate based on your creditworthiness at the time of account opening.
Share Secured Credit Card
Are you looking to build your credit? With a Share Secured credit card, you can use the money in your savings account to secure a line of credit and begin building a positive credit history and credit score. You can even avoid paying interest by repaying your balance in full each month.
You select your credit limit, then place the dollar amount, plus 20% in your Texas Bay savings account. This is a great option to build or improve your credit when you keep a low balance and pay your secured card every month.
Are you leaving the country? Let us know!
Due to significant fraud originating from foreign countries, Texas Bay Credit Union protects cardholders by limiting transactions outside of the U.S.A. If you plan to use your Texas Bay Platinum Rewards Credit Card while traveling or purchasing merchandise from a foreign country, please contact Texas Bay Credit Union in advance.
Contact us about your plans before you leave the country.
Call us at (713) 766-6235 during business hours.
Please provide the following information when you call:
- Credit Card number that you will be using when traveling
- Contact phone number
- Dates of travel and destination(s)
Not contacting Texas Bay before conducting transactions with your credit or debit card outside of the U.S.A. may result in a temporary block. We want to be sure you are covered during your travels.