The Latest and Greatest
Things you actually want to read. That's all we plan to put out here. Educational, informational, slightly silly... but always completely honest content that's relevant. New posts will be showing up regularly, so don't forget to check back! Whatever your financial goals are this year, Texas Bay can help. From saving money to reducing debt to buying a home, we have a solution for you!
Security
2024-10-10
Protect Yourself from Skimmers
A Comprehensive Guide In today’s increasingly digital world, card skimming has become a growing threat, targeting unsuspecting individuals who use their debit or credit cards at ATMs, gas stations, and even retail locations. Skimmers are small devices criminals attach to card readers to steal sensitive information from your card’s magnetic strip. Once they retrieve this information, they can clone your card or make fraudulent transactions. Thankfully, there are several proactive steps you can take to protect yourself from falling victim to skimmers. 1. Understand How Skimmers Work Skimmers are often hard to detect because they are designed to blend in with legitimate card readers. Criminals place these devices over or inside card readers to capture card data. Some setups may also include hidden cameras to record PIN entries or the use of a fake keypad overlay to capture keystrokes. Skimming devices are typically found in high-traffic areas such as: ATMs Gas station pumps Self-service kiosks Point-of-sale systems at retail shops 2. Inspect Card Readers ...
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Insurance
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Read more about Roof Coverage Change on Homeowner RenewalsRoof Coverage Change on Homeowner Renewals
Did Roof Coverage Change on Your Home Insurance Renewal? Home insurance is an essent...
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Insurance
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Life Insurance: Not Just for the Rich—Why You Can Afford It Too! When you hear “lif...
Personal Finance
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Read more about 10 Steps for Dealing with Financial Stress10 Steps for Dealing with Financial Stress
Dealing with financial stress can be overwhelming, but with a systematic approach, ...
Investments
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Planning for retirement is crucial for financial security in your golden years. Two ...
Personal Finance
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A Guide for Young Adults So, you're stepping into the world of adulthood and startin...
Insurance
2024-09-10
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Saving money on car insurance is a goal shared by many drivers, as premiums can oft...
Personal Finance
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Read more about Understanding Student LoansUnderstanding Student Loans
Student loans are a critical part of higher education financing for many students. U...
Personal Finance
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As the relaxing days of summer begin to fade, the excitement of a new school year a...
Home
2024-09-07
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10 steps to Your First Home 1. Assess Your Financial Situation Determine how much y...
Vehicle
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Read more about Refinancing Your Way to Savings: Auto LoansRefinancing Your Way to Savings: Auto Loans
Refinancing your auto loan can be a strategic financial move, potentially saving yo...
Personal Finance
2024-09-05
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When life throws you a financial curveball, having an emergency fund can be the dif...
Personal Finance
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Read more about Revolving Credit vs. Installment LoansRevolving Credit vs. Installment Loans
Which Should You Choose? When it comes to managing your finances, understanding th...
Personal Finance
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Read more about Financial Tips for Freshmen College StudentsFinancial Tips for Freshmen College Students
As a new college student, managing your finances can be overwhelming. However, with...
Home
2024-07-08
Read more about Land LoansLand Loans
What They Are and Why You Would Want One Buying land can be a significant investmen...
Online Services
2024-06-06
Read more about How to Bank on the GoHow to Bank on the Go
In today's fast-paced world, convenience is critical. Texas Bay Credit Union has rec...
Personal Finance
2024-05-31
Read more about Low Cost Ways to Celebrate SummerLow Cost Ways to Celebrate Summer
Summer is the season we all look forward to: vacations, concerts, outdoor events, a...
Investments
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Read more about Managing Retirement IncomeManaging Retirement Income
Tips & Strategies for Making Your Savings Last Retirement marks a significant trans...
Home
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A Moving & Storage Guide Moving to a new home can be an exciting but costly endeavor...
Personal Finance
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Read more about Planning Your Dream WeddingPlanning Your Dream Wedding
Plan for Your Special Day with Texas Bay! Wedding bells are ringing, and love is in...
Investments
2024-05-06
Read more about How to Choose the Right CD TermHow to Choose the Right CD Term
Balancing Risk and Reward Certificates of Deposit (CDs) are a popular savings tool ...
Personal Finance
2024-05-02
Read more about Are You Ready for Hurricane Season?Are You Ready for Hurricane Season?
A Guide to Preparation Texas heat brings the presence of summer, but summer in the...
Insurance
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Read more about Understanding Flood InsuranceUnderstanding Flood Insurance
Navigating Insurance Essentials Insuring Against the Deluge Floods are among the...
Home
2024-04-22
Read more about Find the Best Mortgage for YouFind the Best Mortgage for You
Unlock Your Dream Home: Exploring Mortgage Options with Texas Bay Credit Union T...
Business
2024-04-18
Read more about Zelle for Small Business - Best PracticesZelle for Small Business - Best Practices
Empowering Texas Bay Small Businesses: Unlocking the Potential of Zelle Texas Bay ...
Personal Finance
2024-04-15
Read more about Internships UnveiledInternships Unveiled
A Dual Perspective on Professional Development Texas Bay delves into the dynamic ...
Home
2024-04-08
Read more about What You Need to Know About Home Equity LoansWhat You Need to Know About Home Equity Loans
Home equity loans offer a viable option for homeowners to access cash by borrowing ...
Checking
2024-03-25
Read more about Credit Union Checking is a Smart MoveCredit Union Checking is a Smart Move
Opening a Perks or Premium Perks Checking account with Texas Bay Credit Union isn't ...
Personal Finance
2024-03-21
Read more about Beware of Debt Relief CompaniesBeware of Debt Relief Companies
A Comprehensive Guide to Understanding, Avoiding, and Seeking Alternatives In times...
Personal Finance
2024-02-08
Read more about Navigating Tax SeasonNavigating Tax Season
As we enter tax season, individuals and businesses alike find themselves immersed in...
Personal Finance
2024-01-30
Read more about Risk of Using Credit Repair CompaniesRisk of Using Credit Repair Companies
In the quest for a better credit score, many turn to credit repair companies, entic...
Personal Finance
2024-01-18
Read more about Learn and Earn with ZogoLearn and Earn with Zogo
Adulting can be hard with the constant flurry of busy schedules, but we want you t...
Personal Finance
2024-01-08
Read more about Understanding Your Credit ScoreUnderstanding Your Credit Score
Your credit score is more than just a number; it's a vital indicator of your financ...
Personal Finance
2024-01-03
Read more about Guide to Setting Financial GoalsGuide to Setting Financial Goals
It’s a New Year… time to think about your goals for the year. Are you planning to b...
Personal Finance
2023-12-21
Read more about Post-Holiday Shopping - Yes, It's a Thing!Post-Holiday Shopping - Yes, It's a Thing!
How to Save Money While Giving! Something about shopping during the holidays make...
Security
2023-12-18
Read more about Safety Checklist for Using Credit Cards OverseasSafety Checklist for Using Credit Cards Overseas
Traveling abroad can be an exciting adventure but it requires careful planning, esp...
Personal Finance
2023-11-20
Read more about Your Ultimate Financial Gift-Giving GuideYour Ultimate Financial Gift-Giving Guide
Be Financially Thoughtful This Holiday When showing your love and appreciation, g...
Vehicle
2023-11-14
Read more about Find Your Next Car from HomeFind Your Next Car from Home
All in One Car Buying Experience Let's be honest; not very many enjoy the car-buy...
Vehicle
2023-11-14
Read more about New vs. Used Car PurchaseNew vs. Used Car Purchase
Making the Right Choice: New or Used Cars for Your Holiday Purchase Amid the end-of...
Personal Finance
2023-10-23
Read more about Credit Union vs. Bank - Which is Right for You?Credit Union vs. Bank - Which is Right for You?
When looking for a place to manage your money, the decision often comes down to two...
Personal Finance
2023-09-11
Read more about The Importance of Saving & Building CreditThe Importance of Saving & Building Credit
A Guide for Teens As a teenager or young adult, you may not have thought much about...
Savings
2023-08-02
Read more about Building Your Savings with a Credit UnionBuilding Your Savings with a Credit Union
Tips and Strategies for Growing Your Money Saving money is an essential part of ach...
Investments
2023-05-22
Read more about CDs in TexasCDs in Texas
As a Texas resident, you have several options when it comes to investing your money...
Home
2023-04-10
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Home Equity Lines of Credit... DID YOU KNOW? Do you know how your home’s equity c...
Personal Finance
2023-03-06
Read more about Spring Break Savings TipsSpring Break Savings Tips
Get ready for a week of fresh flowers and greens coming your way! Spring break is t...
Savings
2023-01-11
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Get a Fresh Start to Saving Money! You start fresh each year, and every year you ...
Home
2023-01-03
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For many homeowners in Houston, refinancing their homes can be a smart financial mo...
Security
2022-10-10
Read more about How to Protect Yourself from Common Banking ScamsHow to Protect Yourself from Common Banking Scams
At Texas Bay Credit Union, we prioritize your financial safety. As technology advan...
Security
2022-10-10
Read more about Keep Yourself Cyber SafeKeep Yourself Cyber Safe
Our world relies on the internet now. Whatever we do is being tracked daily by com...
Vehicle
2022-01-10
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Better Than a Lease! Ready for a financing option that allows you to get behind the...
Business
2022-01-04
Read more about Top 4 Reasons to get a Business Credit CardTop 4 Reasons to get a Business Credit Card
Running a business can be difficult. From managing employees to building a client b...