Why Choosing a Credit Union
Checking Account is a Smart Move
Opening a Perks or Premium Perks Checking account with Texas Bay Credit Union isn't just about managing your finances; it's about enhancing your lifestyle and safeguarding your assets. If you're looking to make the most out of your banking experience, consider opening a checking account that goes beyond the basics. Unlike traditional banks, we offer a unique blend of benefits that extend beyond the realm of banking, providing you with a plethora of perks that cater to various aspects of your daily life. Here, we delve into the benefits offered to Perks and Premium Perks Checking account holders.
Get Paid Earlier and Faster1
With direct deposit, Texas Bay Checking account holders see all kinds of benefits including, getting paid up to 2 days early when you set up direct deposit with your employer. This allows you to improve your cash flow, reduce financial stress, and helps you to pay bills earlier. Additionally, most banks make directly deposited funds immediately available. No waiting for a check to clear! And with the convenience of direct deposit, it’s just easier on your routine. For Premium Perks account holders, this also means potential interest earnings.
Fuel Your Savings at the Pump2
Imagine filling up your tank and enjoying exclusive discounts on fuel. Every trip to a Shell station becomes an opportunity to save. By using your linked debit card for just 15 qualifying transactions each month, you can earn a generous discount of 10 cents per gallon for up to 20 gallons. This perk alone can significantly impact your monthly budget and make your daily commute more cost-effective.
Unparalleled Protection for Your Identity3,4,5
In today's digital age, protecting your personal information is paramount. The Perks Checking accounts offer comprehensive identity theft aid, including restoration services, up to $5,000 in personal identity theft benefits, and various monitoring services to safeguard your credit and identity. This peace of mind is invaluable, ensuring you're well protected against potential threats.
Roadside Assistance When You Need It Most
Life is unpredictable, but with Texas Bay Credit Union's Perks Checking accounts, you're covered. Enjoy up to $80 in service charges for free roadside assistance, available 24/7. Whether it's towing, battery service, or lock-out assistance, help is just a call away, ensuring you're never left stranded.
Cell Phone Protection That Has Your Back
In our connected world, a cell phone is more than just a device; it's a lifeline. This benefit offers up to $800 per claim (with a maximum of 2 claims per year) for broken or stolen cell phones, provided you pay your cell phone bill with your Perks or Premium Perks checking account. With the average monthly cost for cell phone insurance between $7-$10 and some as high as $30 this is money back in your pocket!.
Local and National Deals at Your Fingertips
Who doesn't love a good discount? Whether you're exploring your local community or shopping with national retailers, your Perks Checking account unlocks a world of savings, making every dollar spent feel even more rewarding. Whether it's dining, shopping, or entertainment, these perks can turn your routine expenses into opportunities to save.
Travel with Confidence
As a Perks Checking account holder you automatically receive $10,000 of travel accidental death insurance coverage. Whether driving to the office, running errands, or taking that long-awaited vacation you and your loved ones can have peace of mind that your checking account has your back should the unforeseen happen.
Buyer Protection and Extended Warranty
Make purchases with confidence, knowing that items bought using your Perks checking account are protected against accidents or theft within 180 days of purchase. This benefit not only provides a safety net for your purchases but also adds value to your investments.
Health Savings for You and Your Family
Healthcare expenses can add up quickly, but with the Perks Checking accounts, you can enjoy savings on prescriptions, eye exams, frames, lenses, and hearing services at participating providers. This can be especially beneficial for those with high-deductible health plans, providing a financial safety net for unexpected medical costs. This benefit can significantly reduce your out-of-pocket expenses for essential healthcare services, making wellness more accessible.
Open a Checking Account with Texas Bay Today!
Perks and Premium Perks Checking accounts with Texas Bay Credit Union are more than a financial tool; they are a gateway to a host of benefits that enhance your daily life, protect your assets, and provide you with savings and security in various aspects. From fuel discounts to extended warranties, these perks can add up to significant savings and enhance your overall financial well-being.
While Texas Bay Credit Union's Perks and Premium Perks Checking accounts are not free, the Perks more than pay for it! For Premium Perks Checking, the monthly service fee is waived when a $2,500 minimum balance is maintained.6 All Texas Bay checking account holders under 17 years old and younger or 65 years young and over get their monthly service fee waived.7
CHECK OUT YOUR OPTIONS
Overall, opening a Perks or Premium Perks Checking account is an investment in your lifestyle, offering tangible rewards and peace of mind in an ever-changing world.
Disclosures:
1Eligible direct deposits can be credited up to two business days early. Early availability of funds is not guaranteed and may vary depending on transaction type, the timing of submission and funding by the payer, and standard screening.
2You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits
placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.
placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice.
3Subject to the terms and conditions detailed in the Guide to Benefits.
4Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY.
5Identity monitoring and credit monitoring each require additional activation to begin.
6Minimum average daily balance.
7Monthly fee will be waived for minors (17 years old and under) and senior citizens (65 years old and older).