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Savings Accounts

Reach your financial goals faster.

They say to save for a rainy day, but those days aren’t the only ones to save for; there are weddings, new homes, college tuition, that big purchase you have had your eye on and even bills.  Whatever your savings goals are, Texas Bay has a multitude of savings options to help you reach your goals.  Get started today with the account that fits your need. 

What’s even better is by opening a Share Savings Account, you lock-in your membership with Texas Bay and gain access to all the following benefits:
  • 24/7 Account Access
  • 55,000 Surcharge-Free ATMs
  • Better loan rates and higher dividends
  • A financial partner with 85 years experience to be there throughout your financial journey


Your funds are secure with Texas Bay
Texas Bay Credit Union is federally insured by the National Credit Union Administration(Opens in a new Window)(NCUA), which is backed by the full faith and credit of the U.S. Government.  Your deposit/shares at Texas Bay are insured up to $250,000, an amount equal to the insurance protection offered by the FDIC. Generally, if a credit union member has more than one account in the same insured Credit Union, those accounts are added together and are issued up to $250,000; however, there are exceptions.

Protecting your savings with the highest level of security available is one of Texas Bay Credit Union’s major objectives. That is why we combine your federal deposit insurance coverage with excess deposit insurance protection from Excess Share Insurance (ESI).

In addition to your accounts being covered by the NCUA to a limit of $250,000, ESI provides an additional $250,000 of savings protection to each qualifying account.