Accounts built with your business in mind, to fit YOUR needs
Find your perfect account today!
| Simply Free Checking | Simply+ Checking | Commercial Checking | ||
|---|---|---|---|---|
| Initial Deposit1 |
$50 |
$50 |
$50 |
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| Earn Reward Points |
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| Earns Competitive Dividends2 |
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| No Minimum Balance |
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$5,000 |
$5,000 |
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| 1,000 FREE monthly transaction items3 |
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15¢ |
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| $10,000 currency deposited per month FREE4 |
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50¢ per $1,000 |
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| Digital Banking Access with Mobile Deposits |
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| Mobile Contactless Payments |
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| No Monthly Fee |
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$65 |
$15 |
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| No Per Check Charge |
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| Free Card Control & Budget App |
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| Access to 55,000 surcharge-free ATMs6 |
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Your funds are secure with Texas Bay
Texas Bay Credit Union is federally insured by the National Credit Union Administration (NCUA), which is backed by the full faith and credit of the U.S. Government. Your deposit/shares at Texas Bay are insured up to $250,000, an amount equal to the insurance protection offered by the FDIC. Generally, if a credit union member has more than one account in the same insured Credit Union, those accounts are added together and are issued up to $250,000; however, there are exceptions.
Protecting your savings with the highest level of security available is one of Texas Bay Credit Union’s major objectives. That is why we combine your federal deposit insurance coverage with excess deposit insurance protection from Excess Share Insurance(Opens in a new Window) (ESI).
In addition to your accounts being covered by the NCUA to a limit of $250,000, ESI provides an additional $250,000 of savings protection to each qualifying account.
