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Get the Cash You Need for an A+ School Year!

Need some extra cash this semester? Don't drain your savings! Texas Bay is here to help. Whether your school supplies list is longer than expected or you need to make a big purchase, we can help you get the funds you need.

Platinum Rewards Credit Card

Apply Today

personal credit card at texas bay credit unionGet the card that checks off all the boxes on your wish list. Save money on interest rates on fees while you spend and earn cash back while you do it.


  • Great for everyday purchases like school supplies and backpacks
  • Enjoy low rates and no annual fee*
  • Get a special introductory rate for 12 months on balance transfers*
  • Let your shopping reward you with cash back
  • Protect your card with 24/7 fraud protection
  • Get your card instantly at your nearest branch

Personal Loan

Apply Today

Our personal loans are designed to be a quick and simple way to get the cash you need.


  • Great for larger purchases like laptops
  • No fees
  • No pre-payment penalty
  • Repayment periods from 6-72 months**
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*Standard variable APR of 13.24% to 18.00% based on your creditworthiness. APR range is current as of 08.01.23. No annual fee. Cash Advance Fee of $10 or 3% of each transaction, whichever is greater. Balance Transfer Fee of $10 or 3% of the amount of each transaction, whichever is greater. Foreign Transaction Fee of up to 1% of each transaction in U.S. dollars in addition to any other applicable fee. Terms and conditions subject to change without notice.

**Standard variable rate APR of 10.54% to 18.00% based on your creditworthiness. Rates current as of 08.01.23. Payment periods range from 6 to 72 months. Example Payment: $5,000 for 24 months at 12.00% APR will have a monthly payment of $235.37.

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