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Get the Cash You Need for an A+ School Year!

Need some extra cash this semester? Don't drain your savings! Texas Bay is here to help. Whether your school supplies list is longer than expected or you need to make a big purchase, we can help you get the funds you need.

Platinum Rewards Credit Card

Apply Today

personal credit card at texas bay credit unionGet the card that checks off all the boxes on your wish list. Save money on interest rates on fees while you spend and earn cash back while you do it.


  • Great for everyday purchases like school supplies and backpacks
  • Enjoy low rates and no annual fee*
  • Get a special introductory rate for 6 months on balance transfers*
  • Get a special introductory rate on purchases for 12 months
  • Let your shopping reward you with cash back
  • Protect your card with 24/7 fraud protection
  • Get your card instantly at your nearest branch

Personal Loan

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Our personal loans are designed to be a quick and simple way to get the cash you need.


  • Great for larger purchases like laptops
  • No fees
  • No pre-payment penalty
  • Repayment periods from 6-72 months**
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*Standard variable APR of 14.74% to 18.00% based on your creditworthiness. APR range is current as of 04/01/24. No annual fee. Cash Advance Fee of $10 or 4.99% of each transaction, whichever is greater. Balance Transfer Fee of $10 or 4.99% of the amount of each transaction, whichever is greater. Minimum $500 balance transfer amount. Maximum balance transfer of 25% of available credit at the time of the request. Foreign Transaction Fee of up to 1% of each transaction in U.S. dollars in addition to any other applicable fee. Terms and conditions subject to change without notice.

**Standard variable rate APR of 9.04% to 18.00% based on your creditworthiness. Rates current as of 04/01/24. Payment periods range from 6 to 72 months. Example Payment: $5,000 for 24 months at 12.00% APR will have a monthly payment of $235.37.

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