Investment & Retirement

financial partner icon Financial Partner
financial planning icon   Financial Planning

Investment and Retirement Services Help Secure Everything You've Worked for

Financial Services in Houston, Texas

To take advantage of your retirement, you need proper planning today. Being a financial partner means helping you secure the financial future that you have always dreamed of. Texas Bay's Investment & Retirement Services is offered through CUSO Financial Services, LP1, and provides a wide range of financial services. These services include:
  • 401k & Pension Rollovers2
  • Retirement Income Planning
  • College Savings Planning
  • Life Insurance Planning
  • Annuities
  • Stocks, Bonds, Mutual Funds
  • Managed Accounts
Texas Bay Investment & Retirement Services' goal is to provide peace of mind with security. As your financial partner, we provide the services and expertise you need to be confident going into your Golden Years. 

Not sure which account is right for you?

Click on the AccountMatch icon and answer a few simple questions to be guided to the best accounts to help you achieve your goals.

Investment Advisor

In today's market, and investment professional can give you trusted insight and guidance based on your unique situation. By partnering with CUSO Financial Services, LP1, Texas Bay is proud to work with Rick Hoskins, CFS Financial Advisor. Rick is a registered broker-dealer who is trained in building long-term financial plans. You can schedule a non-obligational meeting with Rick and talk about creating a financial plan that is structured to meet your retirement goals.

Rick Hoskins, CFS Financial Advisor
CUSO Financial Services, LP
At Texas Bay Credit Union
(858) 805-7922

Financial Calculators

Whether you're just starting to put some numbers together or updating your current plan, Texas Bay's Financial Calculators help you visualize what the future can hold. With multiple calculators to choose from, you can know if you're on track or if your plans need a little adjusting so you can reach your retirement goals. We offer calculators for:

  • 401k Planning
  • IRA Options
  • College Cost
  • Life Insurance Planning
  • Investment Planning
  • Retirement Planning
Visit our Financial Calculators page to explore what steps you should be taking to reach your financial future.

Being a financial partner means being more than just being a financial institution. Texas Bay wants to be with you at every step of your journey. Whether it be an in-house specialist or trusted partnerships, Texas Bay can service all of your Investment and Retirement needs. Schedule a visit with one of our financial experts or give us a call and we can discuss all of your questions or needs.  

1 Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. For specific tax advice, please consult a qualified tax professional. 
2 Investors should consider investment objectives, risks, and charges associated with Section 529 plans prior to investing. Most 529 plans are sponsored and administered by states. State tax benefits vary among the states, and some offer residents additional tax benefits if they invest in their own state plan. Consult your tax adviser for more information.
CUSO Financial Services, L.P. (CSF) does not provide tax or legal advice. For such guidance, please consult your tax and/or legal adviser.