Save to Win Certificate of Deposit

investment growth icon  Grow Your Nest Egg
coin stack icon Low minimum deposit
financial planning icon   Financial Planning
pie chart icon Competitive Dividends

Build your savings while earning chances to WIN cash prizes!

The Texas Bay Save to Win Certificate of Deposit (CD) is a FREE prize-linked savings program that rewards YOU for contributing to your savings. 


Just open a 12-month Save to Win CD with an initial $100 deposit and you will automatically earn 4 entries into monthly and quarterly cash prize drawings.

Not sure which account is right for you?

Click on the AccountMatch icon and answer a few simple questions to be guided to the best accounts to help you achieve your goals.

Save to Win the smartest way to SAVE and WIN with quarterly prizes up to $5,000.

Your 12-month Save to Win CD not only gives you 4 entries into monthly and quarterly cash prize drawings, but in addition you will be gaining interest on your savings, and each additional deposit of $25 gives you more entries to win. Earn a maximum of 100 entries per month, 300 per quarter, the more you save the more chances you have to win.

  • $100 minimum to open
  • 12-month term
  • Higher interest rate than regular savings
  • Set up automatic payroll/ACH deposit to grow your savings and earn more chances into the monthly and quarterly cash drawings
  • Automatic Renewals...keep your savings building and your chances to win going 
  • Your savings are insured up to $500,000

Since 2009, Save to Win has helped credit union members save more than $200 million. In addition to helping members build their savings, more than $200 million in prizes have been given away to participating members nationwide. With monthly and quarterly prizes ranging from $25 to $5,000, you have the opportunity to save money, gain interest, and have a chance to win cash prizes. With a Save to Win CD, there's nothing to lose and everything to win!

*APY=Annual Percentage Yield. APY accurate as of 09/01/23. Minimum opening deposit of $100. Rates subject to change without notice. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts. Dividends are paid monthly. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.