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Your Ultimate Financial Gift-Giving Guide

When showing your love and appreciation, giving the gift of financial security can be a thoughtful and lasting gesture. At Texas Bay Credit Union, based in Houston, Texas, we understand the importance of making sound financial choices. In this comprehensive guide, we'll walk you through the art of financial gift-giving, offering insights and ideas to help you make the right choices for your loved ones. Whether for a birthday, a wedding, or any special occasion, we aim to help you create lasting financial impact through your gifts.

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NOW through December 7:  Toys for Tots

All Texas Bay Credit Union locations are hosting UPVets Toys-for-Tots boxes. UPVets is a non-profit organization and employee resource group for veterans operating out of the Union Pacific Railroad. Visit any of our branches to donate a new, unwrapped toy worth at least $5. Rather donate cash? Just let a teller know and they can transfer directly from your account into the UPVets Toys for Tots donation account here at Texas Bay! 

New vs. Used Car: Which One Should You Buy?

Amid the end-of-year car holidays, many Texans are considering upgrading their ride. But should you go for a brand-new car with that new car smell or opt for a reliable used vehicle? At Texas Bay Credit Union, we understand the importance of making informed decisions about your auto purchase, especially regarding financing. We'll explore the pros and cons of new and used cars and how your choice impacts your auto loan.

How to Manage Your Holiday Spending

The holiday season is a time of joy and celebration, but it can also be a time of financial stress and overspending.  One of the key strategies to ensure a smooth experience at the end of the year is setting a holiday budget. Our own VP of Lending, Bret Hoda, offers his expert advice about creating a budget and practical tips for sticking to it.

Find Your Next Car from Home

Let's be honest; not very many enjoy the car buying experience. How can you really be sure that you are getting the best deal available? Why isn't there a one-stop-shop that has the selection that you want? Plus, who loves getting blasted with advertising emails for dealerships and cars that you never even shopped? Now you can do it all from the comfort of your own home: shop new and used, take a virtual test drive, compare offers, calculate what you can afford, and even apply for the loan - all from your couch!

 6 Tips for Using Your Credit Card Wisely Over the Holidays
During the holidays, we all have our wants and desires. Every year, the kids piece together their wish lists for Santa Claus, and parents do everything they can to fulfill those dreams. Add in the many outside influences of today - from TV to targeted advertisements on social media with every purchase being just one screen tap away- and managing your finances on a budget can become a nearly impossible task.


How to Protect Yourself from Common Banking Scams

At Texas Bay Credit Union, we prioritize your financial safety. As technology advances, so do the tactics employed by scammers. Even more concerning is the rise of AI (artificial intelligence) tools that make cyber threats more sophisticated and harder to detect. In this comprehensive guide, we'll walk you through common banking scams you should be aware of and offer tips on protecting yourself.

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Better Than a Lease:  Texas Bay's SaveEasy Auto Loan

Ready for a financing option that allows you to get behind the wheel of your dream car without breaking the bank? Seem like a dream? It could be your reality. Sometimes it pays to look at a non-traditional one as it could perhaps be the one that makes your dream car a reality while saving you the most money!