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Make Your Retirement Savings Last: Tips and Strategies

Retirement marks a significant transition from earning a regular paycheck to relying on other sources of income, such as savings, pensions, and investments. Managing this income effectively ensures that your retirement funds last throughout your golden years. This blog explores essential tips and strategies for managing retirement income tailored for Texas Bay Credit Union members.

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Planning Your Dream Wedding

Wedding bells are ringing, and love is in the air in Houston, Texas. Yet, as enchanting as it may be, planning your wedding requires not only passion but also financial know-how. With Texas Bay Credit Union by your side, your journey towards "I do" can be as delightful as you have envisioned it.

Saving Money for Your Move: A Moving & Storage Guide

Moving to a new home can be an exciting but costly endeavor. From packing supplies to hiring professional movers, the expenses can quickly add up. However, with some careful planning and smart decisions, you can save money during your move. In this comprehensive guide, brought to you by Texas Bay Credit Union, we will share valuable tips and strategies to help you cut costs while ensuring a smooth relocation process.

How to Choose the Right CD Term for You

Certificates of Deposit (CDs) are a popular savings tool for investors looking to balance risk and reward. Offering higher interest rates than regular savings accounts, CDs provide a safe way to grow your money. However, choosing the proper term, or maturity date, requires understanding your financial goals, risk tolerance, and cash flow needs.

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Are You Ready for Hurricane Season?

Texas heat brings the presence of summer, but summer in the Gulf Coast Region of Texas brings on another danger: hurricanes. Living in the tropics, Houston has to prepare annually for the infamous hurricane season in the case of major storms such Harvey, Ike, Katrina, the list goes on. Every Houstonian knows that in order to keep themselves and others safe, they need to be prepared for the worst. For a quick refresher, we have built a step by step guide on how to best prepare yourself and family.

Introducing Our 2024 Scholarship Winners

Each year, Texas Bay gives five worthy high school seniors heading to college or vocational school a $3,000 scholarship. Out of the many applicants, we narrowed it down to the five who show exemplary skills, resumes, and financial necessity. We are proud to introduce these exceptional young members.

Unlocking Your Dream Home: Exploring Mortgage Options with Texas Bay

There are several types of mortgages available to homebuyers, each with its own features and benefits. Here we explore the various options, their features and benefits. 

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Introducing Zelle® for Small Business

Texas Bay Credit Union is pleased to announce Zelle® for Small Business is now available through our online banking and mobile app platforms. In today's fast-paced digital economy, small businesses are constantly seeking innovative solutions to streamline their operations and enhance customer experiences.



Unlocking the Door to Your Dream Home: Insider Insights on Mortgages

In the Houston area, the average price of a new home is around $400,000. For most people, this is the biggest purchase they will ever make in life. Complicating the matter further, there are numerous laws and regulations revolving around how mortgages are done that can easily turn the entire topic into a foreign concept. Here to break down this extremely complex financial subject is Logan Cates, Assistant Vice President of Mortgage at Texas Bay Credit Union.

Internships Unveiled: A Dual Perspective on Professional Development

Texas Bay delves into the dynamic world of internships through the dual lenses of interns and employers, shining a spotlight on the transformative journey experienced by both parties. In this post, we navigate through the intricacies of internships, offering insights into Texas Bay's esteemed internship program. From the perspective of interns, we explore the invaluable opportunities for growth, learning, and professional development. Simultaneously, we delve into the perspective of employers, unveiling the strategic benefits and profound impact of nurturing emerging talent within the organization. Join us as we unravel the symbiotic relationship between interns and employers within the framework of Texas Bay's internship program,  aspirations transform into accomplishments.

What You Need to Know about Home Equity Loans

Home equity loans offer a viable option for homeowners to access cash by borrowing against the equity they've built up in their home. Understanding home equity loans is crucial to making informed financial decisions, whether for a major renovation, consolidating debt, or covering significant expenses.

Make Your House Work for You

Do you know how your home’s equity can help you? You’ve got another home renovation coming up or upcoming education costs on the horizon, that will definitely make a dent in your bank account. What if you could avoid the sudden hole in your wallet? By opening up a Home Equity Line of Credit (HELOC), you can pay for your larger upcoming expenses without having to dip into your savings. Texas Bay Credit Union can help you ease the tensions of that next big project.

Understanding Flood Insurance: Insuring Against the Deluge

Floods are among the most common and costly natural disasters, causing significant damage to homes and properties every year. Yet, many homeowners and renters underestimate the importance of having adequate flood insurance coverage. In this article, we'll delve into why flood insurance is essential for both homeowners and renters, highlighting the risks, coverage options, and the peace of mind it can provide in the face of unpredictable weather events.