Car Loans designed to put you in the driver's seat...
Vehicle loans created for you with affordable payment options and flexible terms.
From cars to campers, Texas Bay can help you reach your destination. Whether it is new, used, or refinance, we'll get you in the driver's seat with competitive rates, easy payment options and extra benefits that you won't find anywhere else! Texas Bay is even here to help you find your next car with preferred dealers to get you the best price possible.
Traditional Vehicle Loan
Finance your next car, motorcycle, boat, ATV, RV, and more!
- Competitive rates
- Flexible terms
- No payments for 90 days1
- Access to the myEZ Car Care app, which provides you service reminder, safety information, local discounts on vehicle maintenance and much more!
- Easy online and automatic transfer options
- Twice a year Skip-a-Payment opportunities
- Low cost asset protection options available (GAP protection & Mechanical Breakdown protection)
- Auto Exam Inspection to avoid lemons
- And More!
1st Time Buyer
Looking to buy your first car? This loan is specifically for you! Get your first vehicle and grow your credit at the same time.
- Competitive rates
- Flexible terms
- Access to the myEZ Car Care app, which provides you service reminder, safety information, local discounts on vehicle maintenance and much more!
- Easy online and automatic transfer options
- Twice a year Skip-a-Payment opportunities
- Low cost asset protection options available (GAP protection & Mechanical Breakdown protection)
- Auto Exam Inspection to avoid lemons
SaveEasy Auto Loan
Get the benefits of a loan and a lease in one! SaveEasy offers the lower monthly payments of a lease with the ownership of a loan.
- LOW Payments
- $0 Down
- You Own It
- Better Mileage Options
- Up to Five Model Years Old are Eligible
- And Much More!
Find out how low your SaveEasy payment could be!
Refinance
Looking for a lower rate on your current auto loan? Refinance with Texas Bay!
Not sure where to start looking for a car? We've got you covered!
<Find a Car Widget>
You Found Your Dream Car. Now Protect It!
Auto Insurance
Texas Bay Insurance Group offers competitively-priced vehicle insurance that fits your budget with a wide range of coverages. Let us help you find the best solution for your coverage needs with a FREE policy review.
Contact one of our agents today:
Lorrie Freeman
713-8523-6821
Auto Exam Inspection
When looking to purchase a used car, protect yourself and avoid lemons by scheduling an inspection by a trained mechanic. The State of Texas requires that a seller disclose whether a vehicle has been damaged whether from an accident or flood, but it's not always the case that they do. So, before you commit to purchasing that perfect used vehicle, consider getting the vehicle inspected by a local company such as Auto Exam.
Auto Exam offers:
- Bumper to Bumper inspection – Complete mechanical inspection on used vehicles before you buy.
- Appraisal – The average loan, trade in, and retail after the inspection.
- History Report – Through a national database, get a complete vehicle history report.
Mechanical Breakdown Protection
Is your current vehicle manufacturer’s warranty about to expire? Mechanical Breakdown Protection, also known as an Extended Warranty, is automobile protection that extends beyond the manufacturer’s factory warranty and covers repairs of unexpected mechanical breakdowns. For the period of time the contract is in effect, you are assured that covered components of your vehicle will be repaired in the event of failure, including labor, subject to any applicable deductible.
Guaranteed Auto Protection (GAP)
Don't worry about the "What if..." If you're in an auto accident and your car is deemed a total loss, GAP Protection waives the difference between the insurance settlement and payoff of your loan. With GAP Protection should you still have a deficiency of the balance from your totaled vehicle, it can also provides you an additional credit of $1,000 toward the financing or lease of a replacement vehicle if done with the same financial institution.
Interested, but would you like to speak Texas Bay Team Member prior to applying?
No problem! Our Financial Service Representatives are here to help answer all questions and assist you in finding your next car to get you in that drivers seat.
Disclosure:
Membership eligibility required. Relationship Product Discounts lower your rate up to a .50% reduction from the standard rate. The standard rate is based on your credit at the time of application. Discounts per product vary. A combination of products reach up to .50% rate reduction. 1Restrictions apply.
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