Simply Free Business

It's simply...free

Open a free checking account1 for your business that features no monthly service charge and no minimum balance.


  • FREE Mobile app for banking on the go
  • FREE Fraud control and budgeting tools
  • FREE Online eStatements
  • 1,000 FREE monthly transaction items2
  • Up to $10,000 currency deposited per month FREE3
  • Debit Card is Digital Wallet capable
  • No per check charge
  • Overdraft protection available
  • Deposit check through the Mobile App
  • Access to 55,000 surcharge-free ATMs4
  • FREE Online bill pay
  • Your account is insured up to $500,000


Or, if you're looking to earn some dividends with your checking... Simply + Business Checking
Disclosures:

1Must be a Texas Bay member with a minimum $1 membership deposit and continuing balance. New checking accounts subject to approval. Minimum opening deposit is only $50. Program, rates, rewards, terms and conditions subject to change without notice. 2Transaction items include all debits and credits.  If the Simply FREE Business or Simply+ Business account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. 3Includes coin and currency.  If the Simply FREE Business or Simply+ Business account exceeds $10,000 in monthly coin and currency deposits, the account may be converted to another checking product. 4ATM - automated teller machine. Number of ATMs subject to change. Surcharge free ATMS limited to Texas Bay Credit Union ATMs and designated AllPoint Network ATMs. ATM must be in AllPoint network at the time of transaction.  Other fees such as non-sufficient funds, overdraft, etc. may apply. See our full fee schedule for details. Credit union rules and regulations apply. Speak to a Credit Union representative for complete details.