Certificate of Deposit

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Steady rates without the worry of market swings for those big dreams…

Whether you're investing in your retirement, a new home, that big vacation, or to just build up your long-term savings, compare our Certificates of Deposit (CDs) to find the right fit to meet your needs.

The time to save is now! With a CD, you can grow your money faster than with a traditional savings account and without the risk of the stock market.

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1APY= Annual Percentage Yield. APY accurate as of 05/01/23. Limited time offer. Accounts must be opened with new money and not transferred from existing Texas Bay accounts. Minimum opening deposit of $1,000. Minimum opening deposit to earn advertised rate of $50,000 Rates subject to change without notice. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts. Dividends are paid monthly. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends.

2CALLABLE CERTIFICATE OF DEPOSIT - We may redeem this account, at our option, at any time. These accounts may be subject to redemption, or called, on a specified date or dates prior to the maturity date, at our sole discretion. If the account is called, you will be paid the outstanding principal amount and dividends accrued or accredited up to, but not including, the call date. The first callable date is 90 days from the issue date and may be called every 6 months thereafter.