Simply+ Checking

It's simple...checking with some extra for you

Our Simply+ Checking1 allows you to pay your bills while paying yourself with the convenience of direct deposit or any automatic payment.

  • Competitive Dividends
  • NO Minimum balance
  • NO Monthly service charge
  • FREE Rewards
  • FREE Mobile app for banking on the go
  • FREE Fraud control and budgeting tools
  • FREE Online eStatements
  • Debit Card is Digital Wallet capable
  • No per check charge
  • Overdraft protection available
  • Deposit checks through the Mobile App
  • Access to 55,000 surcharge-free ATMs
  • FREE Online bill pay
  • Up to $500,000 insurance on your account

Do you carry a high balance on your checking? Check out our...Premium Checking
1Must be a Texas Bay member with a minimum $1 membership deposit and continuing balance.  New checking accounts subject to approval.  Minimum opening deposit is only $50.  Program, rates, rewards, terms and conditions subject to change without notice. 2Accounts are variable rate accounts and rates are subject to change at any time without notice. Fees could reduce earnings. 3ATM – automated teller machine. Number of ATMs subject to change. Surcharge free ATMs limited to Texas Bay Credit Union ATMs and designated AllPoint Network ATMs. ATM must be in AllPoint network at the time of transaction. Other fees such as non-sufficient funds, overdraft, etc. may apply.  See our full fee schedule for details.  Credit union rules and regulations apply.  Speak to a Credit Union representative for complete details.