
Our Best Checking Experience
Premium Perks1 gives you the best of both worlds with great dividends and money-saving benefits.
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Perks and Protection
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Fuel Discounts4Earn 10¢/gallon for up to 20 gallons off of gas at Shell stations each month, by using your linked debit card for 15 qualifying transactions each month.
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Local SavingsGet local deals and national retailer discounts on dining, merchandise, travel, and more.
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Personal Identity Theft Aid5,6,7Protect your information with identity restoration, up to $5,000 personal identity theft benefit, payment card resolution, credit monitoring, identity monitoring, and child identity monitoring. Plus, keep tabs on your credit with score tracking and score simulating.
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Roadside AssistanceGet up to $80 in service charges for free with 24/7 assistance. Coverage includes towing assistance, battery service, lock-out assistance, and more.
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Health SavingsSave money on prescriptions, eye exams, frames, lenses, and hearing services at participating providers.
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Cell Phone Protection5,6Receive up to $800 per claim (max 2 claims per year) if your cell phone is broken or stolen when you use your Perks or Premium Perks checking account to pay your cell phone bill.
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Travel Accidental Death Insurance6Have peace of mind while traveling with $10,000 of coverage.
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Buyers Protection and Extended Warranty5,6Your purchased item can be reimbursed or replaced if an accident or theft occurs within 180 days or purchase, when purchased using your Perks checking account.
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Disclosures:
1Must be a Texas Bay member with a minimum $1 membership deposit and continuing balance. New checking accounts subject to approval. Minimum opening deposit is only $50. Program, rates, rewards, terms and conditions subject to change without notice. Accounts are variable rate accounts and rates are subject to change at any time without notice. Fees could reduce earnings.
2Eligible direct deposits can be credited up to one business day early. Early availability of funds is not guaranteed and may vary depending on transaction type, the timing of submission and funding by the payer, and standard screening