Simply Checking

Checking Made Simple

Get the tools you need for your everyday spending with Simply Checking1.


  • Maintain a $100 minimum balance, and we'll waive the $8 monthly fee4

Want checking with added perks and rewards? Check out our Perks Checking.


1Must be a Texas Bay member with a minimum $1 membership deposit and continuing balance. New checking accounts subject to approval. Minimum opening deposit is only $50. Program, rates, rewards, terms and conditions subject to change without notice.

2Eligible direct deposits can be credited up to two business days early. Early availability of funds is not guaranteed and may vary depending on transaction type, the timing of submission and funding by the payer, and standard screening.

3ATM – automated teller machine. Number of ATMs subject to change. Surcharge free ATMs limited to Texas Bay Credit Union ATMs and designated AllPoint Network ATMs. ATM must be in AllPoint network at the time of transaction. Other fees such as non-sufficient funds, overdraft, etc. may apply. See our full fee schedule for details. Credit union rules and regulations apply. Speak to a Credit Union representative for complete details.

4Monthly fee will be waived for minors (17 years old and under) and senior citizens (65 years old and older) regardless of minimum balance