Invest in the Future
Build Your Credit 
Financial PartnerYou work hard for your money.
Is your money working hard for you?
Texas Bay is here to help you climb the corporate ladder and keep your financial goals target.
Whether you are just beginning your professional career or are in your twentieth year, with the right planning, the money you earn can pay off for your short term and long term goals. It's hectic establishing your career and working towards your dream position. The last thing you want to do is spend time figuring out how to manage your finances every day.
However, working with your financial partner to plan your finances and set your goals will pay dividends in the long run. Whether you are planning on purchasing a home, paying off your student loans, or building up your nest egg, Texas Bay is here to help create a tailored-made solution to fit YOUR needs.
What are your short and long term goals? How will you make them happen?
Create Your PLAN!
There are 4 things to create a solid plan to reach your financial goals.
- Budget & Save
- Compare your earnings, savings, and spending, then create a budget that works for YOU.
- Automate your savings and bill payments to guarantee you build wealth and never miss a payment.
- Track how much your savings will grow each month.
- Watch Your Debt
- Lay out your debts: student loans, car note, mortgage, credit cards, etc.
- Take note of interest rates and how much you're paying each month in principal and interest.
- Consider refinancing high-interest auto or home loans to save more and pay down debt faster.
- Look into consolidating credit card debt with a personal or home equity loan to save thousands of dollars on lower interest fees.
- Understand Your Credit
- Examine what makes up your credit score and get personalized tips with Credit Sense.
- Get your financial wellness check up for a FREE credit enhancement consultation.
- Build your credit and unlock a stronger financial future.
You can always call or visit a Texas Bay branch to have a one-on-one meeting with a Financial Team Member to gain knowledge and insight on how to review your budget and debt.
We are also happy to provide you with more Money Management and Financial planning resources and advice geared specifically to you! You can locate these right here on our website.
Your career has you running from meeting to meeting, but what if you could find your next car from your device between meetings?
From the Texas Bay website you can not only apply for your next car loan, but also shop for your next car. Try out Texas Bay's user-friendly online car buying service! Search new & used vehicle inventory, watch virtual test drive videos, get estimated payments, and MORE!
We bring the car search to you, giving you the opportunity to research and find your next vehicle all online. Our goal is to help you save money on your important decisions.
- You can take a Virtual Test Drive from anywhere at anytime
- The Price Curve tool will tell you if each listing is fairly priced
- The Find Better Price tool will search for a better deal on similar vehicles
- Our Find a Car site prevents 3rd-party cookie and ads - your privacy is important to us
- All auto loan members receive a free myEZ Car Care Membership to save you money on auto service and travel.
- This just scratches the surface of what you could use to your advantage, there are many more auto research tools available.
Before your next meeting check it out and start your search today!
You want to stay on top of your finances, but you need it to be simple and easy! As a member of Texas Bay, you have access to our robust Digital Banking platform. Stay on track of your budget and goals from your laptop or mobile device. Our Digital Banking allows you to bank anywhere:
- Account management functions, so you're always in control.
- Password Management is in your hands
- Easily transfer money
- Pay bills on the go
- Access statements 24/7
- And much more!
- Money Management features to coordinate your financial future.
- Budget, monitor spending, and establish savings goals
- Compile your Texas Bay accounts and accounts from other financial institutions for a complete financial view
- See where your money goes and take control of your spending by categorizing transactions automatically
- Security measures to keep your information secure and private.
- Can't find your card? Lock it instantly to prevent fraudulent activity. You can unlock your card just as quickly as you locked it, should you find it.
- And much MORE! Make your life easier and take advantage of these free digital banking features.
Solutions Made For You!
You are focused on your career, so team up with a partner who wants to see you reach ALL your goals. Lean on your financial partner, Texas Bay, to help you create the best solution and provide you with the resources you need every step of the way! We have solutions made simple with features to help you bank anytime, anywhere!
COMPARE SAVINGS OPTIONS
Invest in your future with multiple options and competitive dividends to help you reach your goals!
Flexible terms and low rates with a team that will work to get you the loan the works for you.
Do MORE with LESS time! Texas Bay's digital banking was made for you on the go.
Deposit checks from your phone, set up alerts, turn your card off and on if you suspect fraud,
and SO MUCH MORE!
