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Financial Plans for You
Save for Your Future
This is your time...
You have big plans to enjoy your time and make those check marks on your bucket list.
Whether you have raised your kids and are empty nesters or you are in your 20's and out of school enjoying the world as you want to now. This is your time! You have your bucket list, and you want to start marking things off on it, but how do you prepare for enjoying YOUR life YOUR way? The last thing you want to do is spend time managing your finances on a day to day basis to ensure you will have what you need. Spending some time to set up your finances to reach all your goals with your financial partner will pay dividends in the long run.
Texas Bay will help create a solution made for YOU, so you can spend the rest of your time on your bucket list.
Do you have your bucket list? Do you know what you want to accomplish in 5, 10, 20 years? Are you wondering how to make it all happen? Create Your PLAN!
There are 4 things to create a solid plan to reach your financial goals:
- Budget & Save! - Have you created your budget? Is it working for you? Have you set up your savings to be automated? Take a look at your expenses versus your income, are you living within your means so you can work on your bucket list? Are there some items you can cut to save more? Go through with a fine-tooth comb to ensure your budget is getting you on-course with your goals. Automate your savings so you don't have an opportunity to spend it.
- Watch Your Debt - How are your student loans? Are your loan rates through the roof? How much of your car, credit cards or house payment are going to pay interest payments instead of the principal? Refinance your high interest auto or home loans to save more and pay down debt faster. Are you paying off your credit cards every month? Would consolidating your debt with a personal loan save you thousands of dollars in the long run on lower interest fees?
- Set a balance every week that you will not go over and stick to it!
- Categorize necessities versus splurges-- Do you really need it?
- Talk with us, let your financial partner help you set up a consistent goal to help you get back on track.
- Consolidate your debt into our Platinum Mastercard Credit Card with 0% balance transfer for the next 12 months*
- Understand Your Credit - Do you know what is making up your credit score? Do you have the tools necessary to build your credit so you can enjoy the lower interest rates? Speak with a team member TODAY to do a financial health checkup! Or check out our Financial Wellness Page to find resources.
- Invest In Your Future - Are you saving for your future now? Are you taking advantage of all the investment opportunities afforded to you? Matching your 401(k)?
You can always call or visit a Texas Bay branch to have a one-on-one meeting with a Financial Team Member to work with and create a tailored-made solution, that will help create a solution for your goals.
We are also happy to provide you with resources and videos to provide you with more Money Management and Planning for the Future tips and advice geared specifically to you! You can locate these right here on our website.
Not sure which account is right for you? With AccountMatch, you can answer a few simple questions and be guided to the accounts that will best help you achieve your goals.
You are on the go enjoying YOU and don't want to waste days trying to find a new car to help you get to where you want to travel, what IF...
From the Texas Bay website you could not only apply for your next car loan, but also find your next car. Try out Texas Bay's new user-friendly online car buying service! Search new & used vehicle inventory, watch virtual test drive videos, get estimated payments and MORE!
We bring the car search to you, giving you the opportunity to research and find your next vehicle all online. Our goal is to help you save money on your important decisions.
- You can take a Virtual Test Drive from anywhere at anytime
- The Price Curve tool will tell you if each listing is fairly priced
- The Find Better Price tool will search for a better deal on similar vehicles
- Our Find a Car site prevents 3rd-party cookie and ads - your privacy is important to us
- All auto loan members receive a free myEZ Car Care Membership to save you money on auto service and travel.
- This just scratches the service, there are many more auto research tools available.
Before your next adventure, check it out and start your search today!
Financial Management on the go!
You want to stay on top of your finances from anywhere? As a member of Texas Bay, you have access to our robust Digital Banking platform, which gives you the ability to stay on top of your finances, budget, and goals from your laptop or mobile device.
Our Digital Banking allows you to bank anywhere, anytime, and provides you features such as:
- Account management functions, so you're always in control.
- Password Management is in your hands
- Easily transfer money
- Pay bills on the go
- Access statements 24/7
- And much more!
- Money Management features to coordinate your financial future.
- Budget, monitor spending, and establish savings goals
- Compile your Texas Bay accounts and accounts from other financial institutions for a complete financial view
- See where your money goes and take control of your spending by categorizing transactions automatically
- Security measures to keep your information secure and private.
- Can't find your card? Lock it instantly to prevent fraudulent activity. You can unlock your card just as quickly as you locked it should you find it.
- And much MORE! Make your life easier and take advantage of these free digital banking features.
Solutions Made For You!
You are focused on your career, team up with a partner who wants to see you reach ALL your goals. Lean on your financial partner, Texas Bay, to help you create the best solution and provide you the resources to be successful at every stop along the way! We have solutions made simple with features to help you bank anytime, anywhere!
COMPARE SAVINGS OPTIONS
Invest in your future with multiple options and competitive dividends to help you reach your goals!
Flexible terms and low rates with a team that will work to get you the loan the works for you.
Do MORE with LESS time! Texas Bay's digital banking was made for you on the go.
Deposit checks from your phone, set up alerts, turn your card off and on if you suspect fraud
and SO MUCH MORE!
*The 0% APR Introductory Rate is good for the first 12-Months. After then, your rate will change to the rate based on your creditworthiness at the time of account opening.