Texas Bay News
October 30 - December 7: Toys for Tots
All Texas Bay Credit Union locations are hosting UPVETS Toys-for-Tots boxes. UPVETS is a non-profit organization and employee resource group for veterans operating out of the Union Pacific Railroad. Visit any of our branches to donate a new, unwrapped toy worth at least $5. Rather donate cash? Just let a teller know and they can transfer directly from your account into the UPVETS Toys for Tots donation account here at Texas Bay!
Find Your Next Car from Home
Let's be honest; not very many enjoy the car buying experience. How can you really be sure that you are getting the best deal available? Why isn't there a one-stop-shop that has the selection that you want? Plus, who loves getting blasted with advertising emails for dealerships and cars that you never even shopped? Now you can do it all from the comfort of your own home: shop new and used, take a virtual test drive, compare offers, calculate what you can afford, and even apply for the loan - all from your couch!
Credit Union vs. Bank - Which One is Right for You?
October 19, 2023 is International Credit Union Day. Each year, we celebrate the honor of serving member through this awesome cooperative! This year, we addressed choosing between a bank and a credit union. There are some fundamental differences. Broken down - we offer many of the same products, services, and technology as banks, but we're not-for-profit. This means the profits we do make go back to our membership through lower interest rates on loans, higher dividend rates on deposits, and improving technology and services for members.
Another Knockout for Texas Bay
October 19, 2023 is International Credit Union Day. Each year, we celebrate the honor of serving member through this awesome cooperative! This year, we addressed choosing between a bank and a credit union. There are some fundamental differences. Broken down - we offer many of the same products, services, and technology as banks, but we're not-for-profit. This means the profits we do make go back to our membership through lower interest rates on loans, higher dividend rates on deposits, and improving technology and services for members.
In a world where financial institutions strive for excellence, Texas Bay Credit Union stands as a shining example of unwavering dedication to outstanding achievements. This year, we are overjoyed to share the remarkable journey of our unprecedented success and the prestigious awards that adorn our name.
Importance of Saving & Building Credit - A Guide for Teenagers
As a teenager or young adult, you may not have thought much about building credit or saving money. But the truth is, it's never too early to start thinking about your financial future. Building credit and saving money are two essential steps to achieving your long-term financial goals.
Introducing New Mortgage Options
Purchasing a home is stressful, but Texas Bay has you covered. Along with the traditional mortgage options, we now offer a First Time Buyers option, where you can put as little as 3% down and a Quick Close Mortgage, where you can close in as little as 15 business days.
2023 Scholarship Winners
Texas Bay is pleased to announce our five 2023 scholarship winners. Each will receive $2,500 towards their Fall 2023 Semester expenses. Join us in congratulating these well-deserved graduating students. We wish them luck on their journey.
A Message from the CEO: Addressing the Bank Failures of March 2023
On March 12, 2023, Signature Bank in New York was closed and the FDIC was appointed as receiver and subsequently sold to Flagstar Bank NA. The very next day, Silicon Valley Bank in California failed as well. The news rocked the financial industry and scared accountholders across the nation. Our President and CEO, Jesse Gutierrez, issued a note to our members addressing the health of Texas Bay.
Texas Bay Partners with Houston Dynamo FC (Jan 2021)
Texas Bay loves our Houston-are professional sports teams. As such, we have inked another pro-partnership with the Houston Dynamo FC! This newest partnership allows Texas Bay to expand our financial literacy efforts to more communities and help more Houstonians reach their financial goals.
Texas Bay is #1 (2022)
Compared to 73 other credit unions, Texas Bay ranks #1 on Google with an average rating of 4.64 stars with more than 900 reviews! Texas Bay is the only multi-branch credit union to have ALL locations rated 4 stars and higher.
What Can You Expect from the Housing Market in 2022? Answers and Tips
Houston's red hot housing market had a record 2021, but what can buyers expect in 2022? Will 2021's record-setting upward trend continue, or will the market finally cool off?
NOTE: While this article focuses on the 2022 housing market, there are tips for buyers and sellers that are perpetual.
Celebrating Our 85th Anniversary (2021)
Texas Bay Credit Union was founded in May 1936. 85 years later, we're stronger than ever.