News: Texas Bay News

Texas Bay News

Introducing Zelle® for Small Business

Texas Bay Credit Union is pleased to announce Zelle® for Small Business is now available through our online banking and mobile app platforms. In today's fast-paced digital economy, small businesses are constantly seeking innovative solutions to streamline their operations and enhance customer experiences.



Unlocking the Door to Your Dream Home: Insider Insights on Mortgages

In the Houston area, the average price of a new home is around $400,000. For most people, this is the biggest purchase they will ever make in life. Complicating the matter further, there are numerous laws and regulations revolving around how mortgages are done that can easily turn the entire topic into a foreign concept. Here to break down this extremely complex financial subject is Logan Cates, Assistant Vice President of Mortgage at Texas Bay Credit Union.

Internships Unveiled: A Dual Perspective on Professional Growth

Texas Bay delves into the dynamic world of internships through the dual lenses of interns and employers, shining a spotlight on the transformative journey experienced by both parties. In this post, we navigate through the intricacies of internships, offering insights into Texas Bay's esteemed internship program. From the perspective of interns, we explore the invaluable opportunities for growth, learning, and professional development. Simultaneously, we delve into the perspective of employers, unveiling the strategic benefits and profound impact of nurturing emerging talent within the organization. Join us as we unravel the symbiotic relationship between interns and employers within the framework of Texas Bay's internship program,  aspirations transform into accomplishments.



Adapting to Changing Credit Trends

Year after year, it’s important to stay informed about changing trends that impact our overall financial landscape. Unfortunately, personal finances can often be an unsavory subject that many people try to sweep under the rug. However, from an interest rate perspective, not addressing issues can cost the average household quite a bit of money. 
As the President and CEO of Texas Bay Credit Union, Jesse Gutierrez is one of Houston’s leading financial experts who is here to provide insight and proactive steps for people to stay informed on evolving credit trends in 2024. 

Find Your Next Car from Home

Let's be honest; not very many enjoy the car buying experience. How can you really be sure that you are getting the best deal available? Why isn't there a one-stop-shop that has the selection that you want? Plus, who loves getting blasted with advertising emails for dealerships and cars that you never even shopped? Now you can do it all from the comfort of your own home: shop new and used, take a virtual test drive, compare offers, calculate what you can afford, and even apply for the loan - all from your couch!


Credit Union vs. Bank - Which One is Right for You?
October 19, 2023 is International Credit Union Day. Each year, we celebrate the honor of serving member through this awesome cooperative! This year, we addressed choosing between a bank and a credit union. There are some fundamental differences. Broken down - we offer many of the same products, services, and technology as banks, but we're not-for-profit. This means the profits we do make go back to our membership through lower interest rates on loans, higher dividend rates on deposits, and improving technology and services for members.
Another Knockout for Texas Bay

In a world where financial institutions strive for excellence, Texas Bay Credit Union stands as a shining example of unwavering dedication to outstanding achievements. This year, we are overjoyed to share the remarkable journey of our unprecedented success and the prestigious awards that adorn our name.

Importance of Saving & Building  Credit - A Guide for Teenagers

As a teenager or young adult, you may not have thought much about building credit or saving money. But the truth is, it's never too early to start thinking about your financial future. Building credit and saving money are two essential steps to achieving your long-term financial goals.

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Introducing New Mortgage Options

Purchasing a home is stressful, but Texas Bay has you covered. Along with the traditional mortgage options, we now offer a First Time Buyers option, where you can put as little as 3% down and a Quick Close Mortgage, where you can close in as little as 15 business days.

2023 Scholarship Winners

Texas Bay is pleased to announce our five 2023 scholarship winners. Each will receive $2,500 towards their Fall 2023 Semester expenses. Join us in congratulating these well-deserved graduating students. We wish them luck on their journey.

A Message from the CEO:  Addressing the Bank Failures of March 2023 

On March 12, 2023, Signature Bank in New York was closed and the FDIC was appointed as receiver and subsequently sold to Flagstar Bank NA. The very next day, Silicon Valley Bank in California failed as well. The news rocked the financial industry and scared accountholders across the nation. Our President and CEO, Jesse Gutierrez, issued a note to our members addressing the health of Texas Bay.

Texas Bay Partners with Houston Dynamo FC (Jan 2021)

Texas Bay loves our Houston-are professional sports teams. As such, we have inked another pro-partnership with the Houston Dynamo FC! This newest partnership allows Texas Bay to expand our financial literacy efforts to more communities and help more Houstonians reach their financial goals.

Texas Bay is #1 (2022)

Compared to 73 other credit unions, Texas Bay ranks #1 on Google with an average rating of 4.64 stars with more than 900 reviews! Texas Bay is the only multi-branch credit union to have ALL locations rated 4 stars and higher.

What Can You Expect from the Housing Market in 2022? Answers and Tips

Houston's red hot housing market had a record 2021, but what can buyers expect in 2022? Will 2021's record-setting upward trend continue, or will the market finally cool off?
NOTE:  While this article focuses on the 2022 housing market, there are tips for buyers and sellers that are perpetual.

Celebrating Our 85th Anniversary (2021)

Texas Bay Credit Union was founded in May 1936. 85 years later, we're stronger than ever.