Knock Out Your Goals





What are Your 2024 Financial Goals?


Welcome to a new chapter filled with possibilities! At Houston's #1 5-star credit union, we're not just a financial institution; we're your dedicated ally in turning your aspirations into reality this year. Whether you're striving to boost your savings, make a significant purchase, acquire your first car, or simply gain better control of your finances, our expert team is here to support and guide you every step of the way. Let's embark on this journey together and make your financial goals a triumphant reality!

INVEST IN YOURSELF

Enjoy Certificate of Deposit (CD) rates as high as 5.69% APY1, with terms from 6 to 60 months, and grow your savings! Texas Bay also offers a 12 month CD designed to turn saving into a winning experience! With a minimum opening deposit of just $100, you not only are working towards securing your financial future but also open the door to exciting opportunities. Our Save to Win CD gives you chances to win anywhere from $25 to $5,000. It's more than just saving – it's the opportunity to Save to Win! Start your journey towards financial freedom with us today.

KICK HIGH-INTEREST DEBT TO THE CURB

Dump the high-interest debt! Consolidate with a Texas Bay Personal Loan, Home Equity Loan, or transfer that high-interest credit card debt to Texas Bay's Platinum Rewards Mastercard and enjoy 0% APR2 on your balance transfers for 6 months.

GET CHECKING THAT CHECKS MORE BOXES

With a Texas Bay Perks or Premium Perks Checking account, you can earn fuel rewards, save money with cell phone protection and roadside assistance, protect yourself with Identity Theft Aid, and more. Plus, get paid up to 2 days early!3


INCREASE FINANCIAL LITERACY

Learn more about how to manage your money while earning gift cards with the FREE financial literacy app, Zogo. With fun short courses for teens and adults there is something for everyone to learn and earn!


GET YOUR DREAM HOME

Work with the Mortgage Team, voted Houston's Best of the Best in 2023, to get your dream home and your dream mortgage. Text the team today to get a quick rate quote or speak with them about our First-Time Buyer program. Looking to close quick Texas Bay offers to qualified buyers a 15 business day close on your mortgage!


TAKE CONTROL OF YOUR CREDIT

Let Texas Bay give your finances a Financial Wellness Checkup with our FREE Credit Enhancement service. We are here to be your Financial Partner.


BUY YOUR FIRST CAR

Our First Time Auto Buyer Loan can help you purchase your first car. Use our Find a Car online auto search to find your next ride and let us help you get financed for it.


COVER YOUR ASSETS

You're looking for a new home and/or car or tired of paying too much for insurance... let Texas Bay Insurance Group, LLC4 protect your new investments or help you save on your current ones. Work with Houston's #1 Insurance Agency to get the best coverage for the best rate.


If your specific goal isn't mentioned above, worry not – we've got plenty of other tools to help you achieve your goals!

Schedule an appointment today with one of our dedicated team members, or feel free to drop by any of our nine convenient locations. Your unique goals matter to us, and we're ready to kickstart the journey toward achieving them. Take the first step towards your goals – connect with us now!





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Disclosures:
1 APY=Annual Percentage Yield. APY accurate as of May 1, 2024. Minimum opening deposit of $1.000. Minimum to earn advertised APY is $50,000 on a 24-month term CD. Rates subject to change without notice. Dividends paid monthly. Fees could reduce earnings. Early withdrawal penalties apply to all certificate accounts.
2 0% introductory rate on balance transfers for 6 months and 5.80% intro rate on purchases for 12 months from the date your account is opened. After that, standard variable APR will be 14.74% to 18.00% based on your creditworthiness. Cash Advance Fee of $10 or 4.99% of the amount of each transaction, whichever is greater. Balance Transfer Fee of $10 or 4.99% of the amount of each transaction, whichever is greater. Minimum $500 balance transfer amount. Maximum balance transfer amount is 25% of available credit at the time of the request. Foreign Transaction Fee of up to 1% of each transaction in U .S. dollars in addition to any other applicable fee. No annual fee. Terms and conditions subject to change without notice. Effective date of APR rate is May 1, 2024.
3 Eligible direct deposits can be credited up to two business days early. Early availability of funds is not guaranteed and may vary depending on transaction type, the timing of submission and funding by the payer, and standard screening.
4 Texas Bay Insurance Group, LLC is an insurance company solely owned by Texas Bay Credit Union, powered by CU Financial Group, which provides insurance products at the best rate and with reliable coverage through trusted carriers. Contact one of Texas Bay's knowledgeable insurance representatives today to learn about the full range of coverage options, and talk about a plan for you.