young adult using cell phone

Making Finances Easy

Adulting is Hard! Banking Doesn't Have to Be. 

Texas Bay is here to make your banking experience easier and to help you reach your financial goals faster. With tools at your fingertips, you can handle the financial side of adulting from wherever you are, whenever is most convenient for you. Plus, while on the go you can get the financing you need for your next adulting milestone.
cash icon

Make Back to School Easy

Make back-to-school worry free with a low-interest credit card or personal loan from Texas Bay! Consolidate your debt to start off the school year on the right financial foot or free up cash for school supplies, tuition, and more!
wire transfer

Zelle®

Fast, safe, easy payments - and free1! Send and receive money with friends and family using Zelle®. Look for Zelle® in the Texas Bay online banking and mobile app.
laptop and phone icon

Banking Anytime, Anywhere

No time to come to a branch? No worries! With our online and mobile banking options, you have access to your accounts from wherever you are. Have questions about digital banking? Check our FAQs.
text message icon

Your Financial Partner is a Text Away

With Texas Bay, you have a financial partner in your pocket. Text the number on your financial partner's business card or just ask them for their text number to get in touch and ask questions on the go.
Don't have a financial partner yet? Visit one of our branches or schedule an appointment to meet with one.
piggy bank icon

Open and Apply from Anywhere

Want to open an account or apply for a loan? No need to come into a branch! Now you can get what you need from wherever you are on your desktop or mobile device.
phone alert icon

Put Your Mind at Ease with Alerts

Get 24/7 fraud protection, customize usage alerts, lock and unlock your debit and credit card, control spending, and more with our free Card Control app. Plus, set up e-Alerts and receive a text notification whenever a suspicious purchase is flagged. 
build credit icon

Take Control of Your Financial Future

Texas Bay offers FREE Financial Wellness Checkups for all of our members! Get an in-depth understanding of your finances and get solutions and a plan to improve your credit score with our FREE Credit Enhancement Service.
ATM icon

Access Cash Without Your Card

No Card? No Cash? No Problem! With CardFree Cash you can access cash at thousands of participating ATMs without your debit card.
contactless payment icon

Pay Contactless

With a Texas Bay debit or credit card, you can go contactless and pay with your phone or watch at over one million locations! Simply pick your favorite mobile wallet, whether it's Apple Pay, Google Pay, or Samsung Pay and link your card.
car icon

Find a Car from Anywhere

Ready for a new ride? Now you can find your next car from wherever you are with our Find a Car service. Search from thousands of cars, compare, test drive, and message dealers all in one place!
mobile deposit icon

Deposit Checks from Your Mobile Device

Gone are the days of needing to visit a branch to deposit a check. With Mobile Deposit, you can deposit checks from wherever you are with the Texas Bay app.
financial education icon

Arm Yourself with Knowledge

Texas Bay is here to help you grow in your financial education. Learn from our library of financial wellness topics or get topics tailored to your life stage
1 Mobile carrier fees may apply.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.