Texas Bay Credit Union

Your Dream Home. Now In Season.

Welcome fresh starts this fall with our mortgage rate sale. Get a quick rate quote over text message and secure your discounted rate for 60 days with a preapproval in hand. Let's make your next move your smoothest one yet. Apply for your low rate today.

 

GET MY RATE

Fall Just Got More Affordable.

Find a hot rate with a Texas Bay auto loan as the weather cools. Find your next car from the comfort of your home with our free Find-a-Car tool and get a low auto loan rate before even setting foot in the dealership. Qualified members will also get to drive away with no payments for 90 days. 

Get your low rate

Get More From Your Money!

Get more for your money with a Perks checking account that gives back. From early paydays, to cell phone protection plans, fuel discounts, and more—learn how you can get access to perks and rewards that will help you save more every month.

START SAVING TODAY

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The Latest News and Trends at Texas Bay Credit Union

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 Texas Bay Credit Union's Rates

View All Rates

APR as low as

Auto Loans

4.64%

APR as low as

Home Equity

5.59%

APY for 6 Months

Certificate of Deposit

Up to 4.28%

APY for 12 Months

Certificate of Deposit

Up to 4.07%

Texas Bay is Here for Every Stage in Life

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Student

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Me

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Parent

Business man.

Professional

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Retirement

News from the Bay

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A couple sits in the dealership, intently reading every detail of their auto loan contract. They're not sure if this is the best deal they could have gotten.
Vehicle

Am I Required to Get My Auto Loan Through a Dealership?

No, you’re not required to get your auto loan through a dealership. You have the...
Vehicle

Credit Union vs. Bank vs. Dealership Financing: What’s the Best Option for Your Next Car?

Purchasing a car is a big decision—and how you finance it can be just as important ...
Personal Finance

Back to School - Tax Holiday

As the relaxing days of summer begin to fade, the excitement of a new school year a...
Investments

Estate Planning 101

What is Estate Planning? Estate Planning is simply the process of making it clearly...
Texas Bay Credit Union Sailboat cut out.