Debit Cards

A Texas Debit Card that keeps up with your busy life.

The debit card with the security and convenience you want

Texas Bay's Platinum Rewards Debit Card is available at no charge when you open any checking account. This Debit Card is your direct line to your checking account, providing you convenience and rewards with every swipe. Plus, your Debit Card offers protection that you won't get if you pay with cash or write a check. Texas Bay's Debit Cards have the latest chip technology to provide you peace of mind with every transaction.

Open your account online TODAY and begin enjoying all of the benefits that come with a Texas Bay Platinum Rewards Debit Card!

Texas Bay is also excited to be able to offer you different debit card images to choose from! Should you come into a branch to have your new account opened or to replace a lost or stolen card, you can pick 1 of the exclusive 8 images below for your new card look, including our exclusive Houston Astros designs. 

Debit Card benefits to make life easier

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Digital Wallets

No more hassling with getting your card out to make payments! Pay with just a wave of your mobile device. Add your debit card to Google Pay, Samsung Pay, and Apple Pay for the ultimate in mobile flexibility. 

Go COntactless

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Overdraft Protection

Texas Bay offers a variety of overdraft protection services to cover checking transactions if sufficient funds are unavailable. Enroll for free with no annual fees!

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Fraud Prevention App

By using the Card Control app that integrates within your Texas Bay Mobile Banking app, you can keep tabs on your debit card. The app allows you to turn your debit card on and off, set alerts, and much more!

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Get Your Card Instantly

Any of our Texas Bay branch locations can print a Debit Card for you the same day you open your account or replace a lost or stolen card. You also can choose from 8 exclusive designs to have a card that truly fits YOU! 

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Rewards for Your Everyday

Earn points for your everyday transactions like groceries, dining out or even paying bills! Every transaction brings you closer to rewards that you want. 

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Access to 55,000 Surcharge-free ATMs

Use your debit card at any Texas Bay ATM or any AllPoint ATM to access your money at no charge. With 55,000 ATMs you can get cash virtually anywhere! 

Texas Bay Mastercard® Rewards Debit Card provides you the security you need with the convenience you want. In our ongoing efforts to protect our members, we offer Text Fraud Alerts as a free service to help protect you by immediately alerting you of potential fraud on your debit card.

Are you leaving the country? Let us know!

Due to significant fraud originating from foreign countries, Texas Bay Credit Union protects cardholders by limiting transactions outside of the U.S.A. If you plan to use your Texas Bay Mastercard® Debit Card while traveling or purchasing merchandise from a foreign country, please contact Texas Bay Credit Union in advance.

There are two ways to contact us about your plans before you leave the country.

1. Login to your Online Banking or Mobile Banking App and select Profile > Secure Form > Add Travel Plan, then complete the form with your travel information and click "Submit"

2. Call us at (713) 766-1285 during business hours.

Please provide the following information when you call:
  • Credit Card number that you will be using when traveling
  • Contact phone number
  • Dates of travel and destination(s)

Not contacting Texas Bay before conducting transactions with your credit or debit card outside of the U.S.A. may result in a temporary block. We want to be sure you are covered during your travels.

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