Texas Bay Credit Union

Knock Out Your 2024 Goals!

Whatever your financial goals are this year, Texas Bay can help. From saving money to reducing debt to buying a home, we have a solution for you!  

Debt Relief is at Your Door!

Did you know that your home can be your debt relief solution? Consolidate your high-interest debt with a Texas Bay Home Equity Loan and make conquering your debt easier!



File Smart. Save Big!

Take advantage of special member discounts on TurboTax and H&R Block. Plus, you can enter for a chance to win $10,000 from Love My Credit Union Rewards!

The Latest News and Trends at Texas Bay Credit Union


 Texas Bay Credit Union's Rates

View All Rates

APR as low as

Auto Loans

5.54%

APR as low as

Home Equity

7.30%

APY for 12 Months

Certificate of Deposit

Up to 5.48%

APY for 24 Months

Certificate of Deposit

Up to 5.69%

Texas Bay is Here for Every Stage in Life

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News from the Bay

Year after year, it’s important to stay informed about changing trends that impact our overall financial landscape. Unfortunately, personal finances can often be an unsavory subject that many people try to sweep under the rug. However, from an interest rate perspective, not addressing issues can cost the average household quite a bit of money. 

As the President and CEO of Texas Bay Credit Union, Jesse Gutierrez is one of Houston’s leading financial experts who is here to provide insight and proactive steps for people to stay informed on evolving credit trends in 2024. 
Navigating Tax Season
As we enter tax season, individuals and businesses alike find themselves immersed in the annual ritual of sorting through financial documents and navigating the complex world of taxes. Texas Bay Credit Union is here to help make your tax season a breeze with a guide to a smooth tax experience and exclusive offers through the Love My Credit Union Rewards program.
In the quest for a better credit score, many turn to credit repair companies, enticed by their promises to fix credit issues. However, beneath the surface, these companies often harbor risks that can leave consumers in a worse financial position. We at Texas Bay Credit Union aim to unveil these hidden dangers and guide Texans toward safer alternatives.

Your credit score is more than just a number; it's a vital indicator of your financial well-being. Understanding and managing this score can be the key to unlocking numerous financial opportunities and achieving your dreams. Whether you're eyeing a new home, dreaming of a new car, or simply striving for financial stability, your credit score plays a pivotal role. At Texas Bay Credit Union, we recognize the importance of financial literacy and its impact on our members' lives. That's why we're dedicated to providing you with the resources and knowledge to understand your credit score and how to improve it.

Texas Bay Credit Union Sailboat cut out.