Stack of newspapers.

News from the Bay


05/22/23

What is a CD?

There are quite a few misconceptions about Certificates of Deposit (CDs) and many don't think they are in a financial position to take advantage of this investment tool. Texas Bay debunks these myths and explains why CDs are for everyone!

05/15/23

Can You Buy a Home Despite Having Low Income?

Challenges faced by low-income individuals in obtaining a mortgage can include strict credit score requirements, limited down payment options, and income limitations. Despite these challenges, there are steps low-income individual scan take to make home ownership a reality. The Houston Chronicle sat down with Texas Bay's Osman Ulhaq to discuss the topic. 

05/08/23

2023 Scholarship Winners

Texas Bay is pleased to announce our five 2023 scholarship winners. Each will receive $2,500 towards their Fall 2023 Semester expenses. Join us in congratulating these well-deserved graduating students. We wish them luck on their journey.

04/27/23; UPDATED 05/04/23 

What will the Fed Do with Rates Next Week?

UPDATE:  The Federal Reserve raised its key interest rate by 0.25% on May 3, 2023.
 
The Federal Reserve is meeting next week, and there is much speculation about what they will do. Some experts were already predicting the Fed would slow down the rate hikes in 2023, with anticipation that the rates would be reduced in 2024. This has panned out with only a quarter of a percentage point in March.
03/29/23

Reasons to Consider Refinancing Your Mortgage 

For many homeowners in Houston, refinancing their homes can be a smart financial move. With the current low-interest rates and rising home values, refinancing can save homeowners thousands of dollars in interest over the life of their mortgage.
03/15/23

A Message from the CEO 

Certainly, the headline news of the past week has sparked a new round of public interest regarding the health of our banking system. Given this backdrop, it is always an opportunity to remind our members about the unique factors that set our credit union apart from the big banks. In times of uncertainty, one thing you can count on is that your money is safe with a credit union.
01/19/23

Texas Bay is the Official Credit Union of the Houston Dynamo 

We are thrilled to announce our newest partnership with the Houston Dynamo FC! This newest partnership allows Texas Bay to expand our financial literacy efforts to more communities and help more Houstonians reach their financial goals. 
01/1/23

Achieve All Your Financial Goals This New Year

Are your finances top of mind for 2023, but not sure how to get started tackling your goals? Our VP of Training and Compliance, Mr. Jeremy Bratton, shares with the Houston Chronicle his top tips for achieving all your financial goals this new year!


05/08/23

2023 Scholarship Winners

Texas Bay is pleased to announce our five 2023 scholarship winners. Each will receive $2,500 towards their Fall 2023 Semester expenses. Join us in congratulating these well-deserved graduating students. We wish them luck on their journey.

04/27/23; Updated 05/04/23

What will the Fed Do with Rates Next Week?

UPDATE:  The Federal Reserve raised its key interest rate by 0.25% on May 3, 2023.

The Federal Reserve is meeting next week, and there is much speculation about what they will do. Some experts were already predicting the Fed would slow down the rate hikes in 2023, with anticipation that the rates would be reduced in 2024. This has panned out with only a quarter of a percentage point in March.

03/15/23

A Message from the CEO 

Certainly, the headline news of the past week has sparked a new round of public interest regarding the health of our banking system. Given this backdrop, it is always an opportunity to remind our members about the unique factors that set our credit union apart from the big banks. In times of uncertainty, one thing you can count on is that your money is safe with a credit union.

01/19/23

Texas Bay is the Official Credit Union of the Houston Dynamo 

We are thrilled to announce our newest partnership with the Houston Dynamo FC! This newest partnership allows Texas Bay to expand our financial literacy efforts to more communities and help more Houstonians reach their financial goals. 






05/08/23

Cypress Branch Pop-Up Event

Our Cypress Branch Pop-Up Event was held Saturday, May 6th, 11:00am-2:00pm. We were dancin' in the streets... well, dancing in the parking lot! 

2/1/23

Find Your Solution. Celebrate with BBQ.

Take the stress out of your finances and make it out to the event of the year…100.3 The Bull’s BBQ Shack at the Houston Rodeo! Meet with a Texas Bay team member now through February 17th for a FREE financial health checkup and you'll be entered to win a pair of wristbands for The Bull's BBQ Shack!

12/1/22

Santa Claus Visits Texas Bay

Mark your calendars. Santa Claus is coming to Texas Bay! Bring your kids to Texas Bay Credit Union Fuqua, Pasadena, or Richmond branch locations to meet Santa Claus, take pictures, and share everything on their wish list. 








05/22/23

What is a CD?

There are quite a few misconceptions about Certificates of Deposit (CDs) and many don't think they are in a financial position to take advantage of this investment tool. Texas Bay debunks these myths and explains why CDs are for everyone!

5/4/22

Learn and Earn with Zogo

Adulting can be hard with all the constant flurry of busy schedules, but we want you to succeed in all that you do. Finances should be an area that you feel confident in. Don't really know much about finances? Want to expand your knowledge? Need something to get your teens interested in their financial literacy?


10/26/2021

Reward Yourself with 0% on Balance Transfers

Worried about scary high balances due to high interest rates on your credit cards? With Texas Bay’s 0% on balance transfers for the next 12 months* offer, you could be looking at a smaller balance sooner rather than later!
 
6/28/21

Send Money Fast with Zelle®

Texas Bay is excited to announce that Zelle® is now available through our mobile app and online banking. No checks. No cash. No hassle. Zelle® makes sending and receiving money to friends and family fast, safe, and easy.
 
5/12/2021

Introducing CardFree Cash

Left your card at home?  Has your card been stolen? Need to access cash? With CardFree Cash, you can access cash at participating ATMs without a debit card.

3/10/2021

The Top 4 Reasons to Get a Business Credit Card

Running a business can be difficult. From managing employees to building a client base to navigating taxes, there’s a lot to do. Plus, since you have to spend money to make money, you also have to manage your business’s spending. A Texas Bay Business Platinum Rewards credit card can help take the weight off your shoulders and simplify your spending.

11/04/2020

Buy your next car right from your couch!

Texas Bay is excited to offer our members a way to not only apply for your next auto loan, but also a way for you to shop for the cars you want at the prices you love! Best part is that you can do it all from home and do it all from the Texas Bay website! 

11/04/2020

Texas Bay's Digital Banking Experience

With Texas Bay's digital banking, you can stay connected to your finances, anytime, anywhere.

Read full article


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